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Códigos de error de Mercado Pago

Los 59 códigos que documenta Mercado Pago, con lo que significa cada uno y qué hacer al respecto.

accreditedPayment approved and credited.AprobadoAprobadopartially_refundedApproved payment that has at least one partial refund.AprobadoAprobadopending_capturePayment authorized and waiting to be captured.Esperando confirmaciónPendienteoffline_processOnline processing was unavailable, so the payment is being processed offline.Esperando confirmaciónPendientepending_contingencyPayment is being processed; the payer is notified by email of the outcome within 2 business days.Esperando confirmaciónPendientepending_review_manualPayment is under review; the payer is notified within 2 business days if it is credited or more information is needed.Esperando confirmaciónPendientedeferred_retryThe payment was scheduled to be retried later.Esperando confirmaciónPendientepending_waiting_transferBank transfer: waiting for the user to finish the payment process in their bank.Esperando confirmaciónPendientepending_waiting_paymentOffline payment: stays pending until the user completes the payment.Esperando confirmaciónPendientepending_challengeCard payment pending confirmation because of a challenge.Esperando confirmaciónPendienteexpiredPayment cancelled after spending 30 days in pending status.Sin especificarRechazo temporalby_collectorPayment cancelled by the collector (seller).Sin especificarRechazo temporalby_payerPayment cancelled by the payer.CanceladoRechazo temporalbank_errorBank transfer payment rejected because of an error with the bank.Rechazado por el emisorRechazo temporalcc_rejected_3ds_challengePayment rejected because the 3DS challenge was not passed.Autenticación fallidaRechazo temporalcc_rejected_3ds_mandatoryPayment rejected because it had no 3DS challenge when one is mandatory.Autenticación requeridaRechazo temporalcc_rejected_bad_filled_card_numberCheck card number.Número de tarjeta inválidoRechazo definitivocc_rejected_bad_filled_dateCheck expiration date.Los datos de la tarjeta no coincidenRechazo temporalcc_rejected_bad_filled_otherCheck data.Los datos de la tarjeta no coincidenRechazo temporalcc_rejected_bad_filled_security_codeCheck card security code.Código de seguridad incorrectoRechazo temporalcc_rejected_blacklistYour payment couldn't be processed.Rechazado por el proveedorRechazo temporalcc_rejected_call_for_authorizeThe payer must authorize the payment amount with the card's payment method (issuer).Llamar para autorizarRechazo temporalcc_rejected_card_disabledCard is not active; the payer should call the issuer to activate it or use another payment method.Tarjeta bloqueada o cerradaRechazo definitivocc_rejected_duplicated_paymentA payment for the same value was already made; to pay again use a different card or payment method.Transacción duplicadaProblema de integracióncc_rejected_high_riskPayment rejected; the payer is advised to choose a different payment method (cash methods recommended).Rechazado por el proveedorRechazo temporalcc_rejected_insufficient_amountThe payment method does not have enough funds.Fondos insuficientesRechazo temporalcc_rejected_invalid_installmentsThe payment method does not process payments in the selected number of installments.No soportadoProblema de integracióncc_rejected_max_attemptsAllowed attempt limit reached; the payer should select a different card or payment method.No permitido para este titularRechazo temporalcc_rejected_other_reasonThe payment method did not process the payment.Rechazado por el emisorRechazo temporalcc_rejected_time_outMercado Pago did not receive a response in the expected time.El proveedor no respondió a tiempoRechazo temporalcc_amount_rate_limit_exceededRejected for exceeding the payment method's limit (CAP, maximum allowed capacity).No permitido para este titularRechazo temporalrejected_insufficient_dataRejected because required mandatory information was missing from the payment.Faltan datos en la solicitudProblema de integraciónrejected_by_bankOperation rejected by the bank.Rechazado por el emisorRechazo temporalrejected_by_regulationsPayment rejected by regulations.Rechazado por el proveedorRechazo temporalrejected_high_riskRejected due to risk assessment, credit scoring, or suspected fraud.Sospecha de fraudeRechazo definitivorejected_by_biz_rulePayment rejected by business rules.Rechazado por el proveedorRechazo temporalrejected_other_reasonPayment rejected for an unclassified reason.Sin especificarRechazo temporalinsufficient_amountPayment rejected due to insufficient amount.Fondos insuficientesRechazo temporalcc_rejected_card_errorYour payment couldn't be processed.Sin especificarRechazo temporalcreatedOrders API: transaction created successfully but not yet processed.Esperando confirmaciónPendientewaiting_paymentOrders API: action required; the transaction is awaiting payment.Esperando confirmaciónPendientewaiting_captureOrders API: payment authorized and awaiting capture.Esperando confirmaciónPendientewaiting_transferOrders API: action required; awaiting the transfer of funds.Esperando confirmaciónPendientewaiting_retryOrders API: awaiting an automatic retry after a failed charge attempt.Esperando confirmaciónPendientein_reviewOrders API: payment or order is under review (automatic risk and fraud-prevention analysis, or compliance review).Esperando confirmaciónPendientebad_filled_card_dataOrders API: failed because card data (number, CVV, expiration date, etc.) was filled in incorrectly.Los datos de la tarjeta no coincidenRechazo temporalinvalid_card_tokenOrders API: failed because of an invalid card token.Datos de la solicitud inválidosProblema de integraciónhigh_riskOrders API: failed because the fraud detection system detected a high risk.Sospecha de fraudeRechazo definitivorejected_by_issuerOrders API: failed because the card issuer rejected the transaction.Rechazado por el emisorRechazo temporalrequired_call_for_authorizeOrders API: failed because the issuer requires a call for authorization before approving.Llamar para autorizarRechazo temporalmax_attempts_exceededOrders API: failed because the maximum number of payment attempts was exceeded.No permitido para este titularRechazo temporalcard_disabledOrders API: failed because the card is disabled (blocked or deactivated by the issuer).Tarjeta bloqueada o cerradaRechazo definitivoamount_limit_exceededOrders API: failed because the amount exceeds the limit set by the card issuer or the system.No permitido para este titularRechazo temporalprocessing_errorOrders API: failed because of a processing error (technical problem or system error).Error del proveedorRechazo temporalinvalid_installmentsOrders API: failed because the selected number of installments is not accepted by the issuer or the system.No soportadoProblema de integración3ds_challenge_expiredOrders API: failed because the time to complete the 3DS challenge expired.Autenticación fallidaRechazo temporalcard_insufficient_amountOrders API: the card chosen for the transaction does not have sufficient funds.Fondos insuficientesRechazo temporalcanceledOrders API: the transaction was canceled and will not be processed.Sin especificarRechazo temporalfailedOrders API (order level): the order failed and will not be completed.Sin especificarRechazo temporal

Fuente: Mercado Pago docs — Checkout API (Payments): Get payment status · Mercado Pago docs — Checkout API (Payments): Payment creation results · Mercado Pago docs — Checkout API (Orders): Transaction status · Mercado Pago docs — Checkout API (Orders): Order status

Solo como referencia. Los códigos y descripciones provienen de la documentación pública de cada proveedor. El código de respuesta de Yuno es un mapeo de referencia y no garantiza cómo se procesa una transacción específica.