Instant Payments, Instant Expectations: Winning in a Real-Time World
30 minutes on how PIX, UPI, FedNow, and SEPA Instant actually behave across regions — and what each means for global merchants in 2026.
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Real-time crossed the inflection point
In 2023, merchants processed 266 billion real-time transactions globally — and account-to-account volume alone is forecast to hit 185 billion by 2029. PIX dominates Brazilian checkout. UPI runs more volume than the entire Chinese system. FedNow is scaling fast in the US. Merchants treating real-time as a strategic edge are already pulling ahead.
The question is no longer whether to support real-time rails. It is which ones, in which markets, and how to make five integrations behave like one system.
In 30 minutes, you will walk away with:
Built for VPs and Heads of Payments
Built for VPs and Heads of Payments, payment operations leaders, and product owners responsible for global checkout, settlement, and treasury. If you are evaluating PIX, FedNow, UPI, or SEPA Instant — or already running them and feeling the integration tax — this session is for you.
Caio works with merchants across the world on multi-rail payment architecture and real-time integrations. At Yuno, he leads implementations across LATAM, North America, Europe, and APAC. His focus is translating local rail complexity — PIX, FedNow, UPI, SEPA Instant — into systems merchants can actually run.
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