One terminal. Every acquirer.
Yuno's orchestration layer standing behind the physical terminal: multiple acquirers, every local payment method, and per-transaction routing through a single integration.
Acquirers compete for the volume
With several acquirers behind the same terminal, each transaction takes the cheapest viable route. Pricing stops being an annual negotiation and becomes a decision made per sale.
Higher approval, even when a host fails
Transactions go to the acquirer most likely to approve them. When an acquirer degrades or goes down, the sale cascades to the next route instead of failing at the register.
Know who is paying in store
Connect card-present and online payments in one place, so a purchase at the counter belongs to a customer you can recognise — not an anonymous card number.
What already works stays untouched: the payer taps, the register prints the receipt. What changes is that the transaction is now routed on cost, approval odds and host health.
Acquirers compete on every transaction.
Each acquirer behind the terminal quotes a rate and delivers an approval rate, and neither is equal across them. Yuno scores both per transaction: when approval odds are level, the cheapest route wins; when they are not, cost gives way to conversion. The effect is pricing pressure applied continuously, rather than once a year at renewal.
Approval by card type
ILLUSTRATIVEWhen a host goes down, the sale still goes through.
A single-acquirer terminal fails closed: if the host is unreachable, the sale is lost and the customer walks. With multiple routes configured, a degraded host triggers a cascade to the next acquirer. Host health is watched continuously, so the fallback fires before staff notice anything.
Rerouting on host health
ILLUSTRATIVEThe sale
MX$1,240
Fiserv
Host unreachable
Cascade route
Adyen
Approved
The customer never sees the first attempt fail
Every local payment method on the same terminal.
Cards are only part of the counter. Wallets, QR and local transfer schemes run through the same terminal and the same integration, so the methods your customers actually reach for are available in store, not only online.
One terminal · every local method
CHOOSE A METHOD
Know who is paying in store.
Online you know who bought, their account history, what they returned and their lifetime value. At the register you know none of it. Yuno reconciles in-store payments against the identity you already hold online, which makes the counter legible — for analytics, for marketing and for loyalty.
Customer record
Digital
Physical
maria@acme
14 orders · MX$18,400 lifetime value
ONE CUSTOMERWhat you already run with us, extended to the counter.
Reconciliation becomes one ledger across online and in store. Recurring flows you already operate can be started or updated at the counter. And the providers you are already connected to serve the terminal without a second integration.
One reconciliation · every channel
ILLUSTRATIVECard-present and online in the same ledger
Where the counter is not a channel. It is the market.
The market at the counter
Worldpay Global Payments Report 2025, on 2024 consumer-to-merchant value worldwide. Market figures, not Yuno volumes.
85%
Of consumer value paid in person
$37.8T
Paid at the counter every year
Puteveryacquirerandeverymethodbehindyourterminal.
Puteveryacquirerandeverymethodbehindyourterminal.
Talk to our team about POS orchestration for your terminal fleet.