Vault by Yuno: Securely store and update payment data 

Businesses handle sensitive customer data daily, and failing to protect it can lead to fraud, compliance issues, and lost trust. But security alone isn’t enough—outdated card details can cause failed payments, frustrated customers, and lost revenue.

At Yuno, we built Vault, a PCI-compliant solution designed to securely store payment data and maximize approval rates. With Vault for secure storage, Network Tokens for real-time encryption, and Card Account Updater to keep credit card information up-to-date, businesses can reduce declines, protect transactions, and create a secure and compliant payment experience.

‍

How Vault secures and optimizes payment data storage

‍

Strict compliance regulations exist to protect sensitive customer data from breaches and fraud, ensuring businesses meet industry standards while maintaining trust. Without proper security measures, payment data can become a liability, exposing businesses to risks that impact both revenue and reputation.

Vault is designed to securely store, update, and manage payment credentials while ensuring seamless transactions and compliance with global security standards.

• Simple data storage: Securely store users’ payment credentials, reducing fraud risks and ensuring compliance.
• Agnostic token framework: Work across multiple providers without restrictions, supporting easy migrations and interoperability.
• Frictionless recurring payments: Enable customers to save their payment details for a smoother checkout experience, reducing drop-offs and enhancing loyalty.

With Vault, businesses can protect payment data, reduce transaction failures, and create a seamless payment experience—all while staying compliant and improving customer retention.

‍

Reduce declines and protect payment data with Network Tokens

‍

Expired cards, replacements due to fraud, and customer bank changes can all lead to declined transactions—disrupting payments, frustrating customers, and cutting into revenue. Every failed transaction is a missed sell, increasing churn and operational headaches for businesses.

Network Tokens tackle this problem by replacing sensitive card data with secure, real-time updated tokens. Instead of relying on outdated card details, businesses use tokens that automatically refresh whenever a card is updated. 

• Up to 4.6% higher approval rates: Ensure transactions go through smoothly, reducing false declines.
• Automatic card updates: No more failed transactions due to expired or replaced cards—data updates in real time.
• Lower maintenance costs: We handle tokenization, so you don’t have to worry about manual updates or security risks.

By leveraging Network Tokens, businesses can increase approval rates, minimize disruptions, and enhance the customer payment experience—all while cutting costs and reducing fraud risks.

‍

Eliminate payment disruptions with Card Account Updater

‍

For subscription-based businesses, a single declined payment can mean a lost customer. Expired cards, replacements, or bank updates can all interrupt recurring transactions, leading to unnecessary churn and missed revenue.

Yuno’s Card Account Updater prevents these disruptions by automatically refreshing card details, ensuring payments go through smoothly without any manual intervention.

•  Reduce declined transactions: Prevent failed payments and keep subscriptions active.
•  No integration effort: Implement it effortlessly without complex development work.
• Boost customer retention: Ensure smooth recurring payments, improving the customer experience and lifetime value.

With Card Account Updater, businesses can reduce churn, secure long-term revenue, and keep recurring payments running without interruption—all with zero additional effort.

‍

Future-proof your payments with Vault

‍

Handling payment data shouldn’t be a challenge. With Yuno Vault, businesses can securely store, update, and optimize payment details—reducing friction, preventing failed transactions, and improving customer retention.

By combining Vault for secure storage, Network Tokens for real-time updates, and Card Account Updater to prevent disruptions, businesses can ensure a seamless, secure, and high-performing payment experience that drives revenue and customer satisfaction.

Protect transactions. Maximize approval rates. Reduce churn. Start using Vault by Yuno today.

‍