# Yuno — full content corpus Yuno is a payment orchestration platform that connects 1,000+ payment methods across 190+ countries through a single API. This file contains the full text of Yuno's product pages, industry landings, competitor comparisons, and customer success stories. Page inventory: https://y.uno/llms.txt --- # Robust 3DS authentication. https://y.uno/en/product/3ds Yuno's 3DS authentication strengthens payment security and reduces fraud to ensure effortless payment for users. ## Key benefits - Dynamic authentication — Reduces fraud and chargebacks with real-time, dynamic authentication. - Frictionless checkout — Enables frictionless checkout for trusted users and step-up checks for risky ones. - Liability shift — Supports 3DS 1.0 & 2.0 while shifting liability to issuers without hurting UX. ## Capabilities ### Enhance payment security. 3DS authentication adds a crucial layer of security to your payment workflows, protecting transactions from fraud or unauthorized activity and pushing liability upstream in the payment ecosystem. ### Maximize efficiency. You can enable 3DS directly from the dashboard and configure it within your routing strategy with no additional code. Based on performance, security, and costs, you can incorporate 3DS as a supplementary step in your payment flow or bypass it to boost transaction approval rates. ### Secure transactions. Our 3DS solution is fully compatible with our extensive range of payment connections and all EMVco-affiliated card networks, ensuring a safe experience across your payment operations. Securely process payments without being tied to a single provider for a smooth customer-experience. Metrics: 10% Auth uplift · 100% Liability shift --- # Automatic card updates. https://y.uno/en/product/account-updater Card Account Updater ensures seamless transactions by automatically updating expired or replaced card details. ## Key benefits - Auto-refresh credentials — Automatically refreshes stored card credentials when issuer changes occur. - Prevent involuntary churn — Prevents payment failures and involuntary churn without customer involvement. - Higher approval rates — Boosts approval rates and user experience with uninterrupted payment flows. ## Capabilities ### Continuous payment. Keeps recurring payments uninterrupted by updating card details automatically, ensuring customer subscriptions remain active. ### Reduced declines. Minimizes transaction declines due to outdated card information, enhancing customer experience and business revenue. ### Enhanced security. Securely updates card information, reducing the risk of sensitive card leakage and maintaining compliance with payment industry standards. Metrics: 30% Decline recovery · 4.6% Approval-rate uplift --- # Your one-stop platform for agentic commerce. https://y.uno/en/product/agentic-commerce One integration to be agentic-ready. Built for the next era of AI-driven commerce. ## Key benefits - Discoverable everywhere. — Make your products discoverable and purchasable across ChatGPT, Claude, Gemini, Perplexity, and Copilot worldwide. - Ready in days, not weeks. — ACP-certified endpoints, real-time sync, and pre-built payment rails activate agentic commerce without custom engineering. - Control & interoperability. — Manage inventory, pricing, and visibility from one dashboard, with standards-based interoperability and compliance built in. ## Capabilities ### Channel insights and real-time metrics. See where AI agents find your products and how they perform across ChatGPT, Claude, Gemini, Perplexity, and Copilot. Watch GMV, orders, approval rates, and funnel performance update as agents shop. ### Control your product feed. Control what agents see. Update inventory, pricing, and product visibility across every AI surface in seconds. ### ACP-ready infrastructure. OpenAI created the Agentic Commerce Protocol (ACP) to standardize how merchants connect to ChatGPT. Going live requires more than a feed. Yuno handles real-time sync, certified endpoints, and reliable payments so you can activate instantly. ### Your products, purchasable directly inside ChatGPT. When someone asks ChatGPT for shopping help, your products can surface instantly. Yuno provides the real-time data, infrastructure, and compliance that make your catalog ready to buy. Metrics: 99.9% Uptime SLA · <500ms Agent response time --- # Get ahead of chargebacks. https://y.uno/en/product/chargeback-management Prevent chargebacks before they happen. Protect your revenue, strengthen your financial health, and streamline operations with proactive dispute alerts. ## Key benefits - Unified automation — Automates chargebacks with a unified dashboard and API. - Higher win rates — Boosts win rates with guided evidence and real-time updates. - Full automation — Cuts manual effort and deadline misses with full automation. ## Capabilities ### Protect revenue with pre-dispute alerts. Receive early notifications about potential disputes and take action before they turn into official chargebacks. Decrease your chargeback rate, to avoid lost revenue and penalties from payment providers. Lower merchant dispute ratios by resolving issues within 48 hours. ### Streamline chargeback management. Reduce complexity in your operations with an automated system that streamlines the chargeback resolution process across multiple payment networks. This helps businesses act fast, reducing the time and effort spent managing disputes manually and increasing customer satisfaction. ### Prevent chargebacks and safeguard your business. By preventing chargebacks before they happen, merchants can maintain a strong dispute record and improve approval rates by staying in good standing with issuers. Proactively resolving disputes reduces chargeback rates, strengthens business reputation, and supports financial stability. Metrics: 70% Win rate · 100% Automated evidence --- # Build your perfect checkout. https://y.uno/en/product/checkout Optimize your checkout experience across markets with an intuitive and customizable solution tailored to local needs. Boost conversions and reduce costs effortlessly. ## Key benefits - Visual builder, no code — Build and customize your checkout visually—no code, no engineering bottlenecks. - Real-time design updates — Update design instantly: fonts, colors, layout, and more in real time. - Faster go-live — Go live faster with a consistent, on-brand experience across every checkout. ## Capabilities ### Global checkout, one integration. With a single integration, you can build the checkout your online business needs and offer payment methods relevant to your target markets. Our SDK allows you to integrate multiple payment methods and anti-fraud providers seamlessly. ### Speed and customization with Checkout Builder. Launch quickly with a low-code solution and fully customize your checkout page by market and payment method. Enjoy granular control over visual components across any device, set conditions to display local payment methods based on markets, and easily toggle payment methods on or off. ### Effortless payment collection with Payment Link. Create a personalized payment link directly from your dashboard, no code required, to align your brand and business needs. Easily embed it in your checkout or share it directly with your customers for fast and effortless payments in just a few clicks. ### One-click payments with Click to Pay by Mastercard. Click to Pay is a digital wallet solution that streamlines checkout with a seamless, secure and faster experience across merchants, devices and card network providers. Our integration with Mastercard's advanced technologies leverages biometric authentication to reduce cart abandonment and improve conversion rates. Metrics: 8% Conversion uplift · 1,000+ Payment methods --- # Data-driven payment analytics. https://y.uno/en/product/insights Analyze conversion rates, sales volume, and more with detailed reports, allowing you to improve payment strategies and reach your key business metrics. ## Key benefits - Full-stack visibility — Full-stack visibility across providers, methods & geographies. - Real-time dashboards — Real-time dashboards filtered by BIN, issuer, method, or flow. - Benchmark & optimize — Benchmark PSPs & feed insights into smart routing rules. ## Capabilities ### Payment strategies aligned with your KPIs. Download detailed reports on sales volume, decline reasons, chargeback rates, and payment provider performance to analyze trends and drive improvements. ### Data-driven actions. Optimize payment routes, improve conversion rates, personalize checkout experiences, connect new providers, and fine-tune sales strategies for increased revenue. ### Integrated payment overview. Review, process and manage all your payments, refunds, or cancellations in one centralized dashboard across currencies and providers for full control of your payment operations. Metrics: 100% Payment visibility · 24/7 Real-time monitoring --- # Simplify payment connections. https://y.uno/en/product/integrations Accelerate market entry and connect to 1,000+ payment methods. Boost conversions, protect transactions, and scale globally. ## Key benefits - Instant provider setup — Integrate any payment, fraud, or financial service provider instantly. - No-code connections — Add APMs, PSPs, cards, or risk tools without writing a single line of code. - Zero switching costs — Launch faster, reduce workload, and eliminate switching costs. ## Capabilities ### Expand your payment options. Transcend geographical barriers and make global transactions seamless by offering over 1,000+ payment methods that cater to local preferences—all through a unified platform. ### Accelerate your market entry. Reduce your time to market from months to weeks by connecting to multiple payment providers. Accept payments from anywhere worldwide and let your customers pay how they prefer. ### Optimize your payment budgeting. Route transactions to the most cost-effective provider and reduce engineering expenses by simplifying and reducing your integration time. ### Fraud prevention for global markets. Fraud behaviors and payment patterns vary worldwide. We offer fraud prevention solutions and providers tailored to each market you operate. Select the tools that best align with your payment flow to safeguard your transactions effectively. Metrics: 1,000+ Payment methods · 190+ Countries --- # Ahead of payment anomalies. https://y.uno/en/product/monitors Ensure seamless payment processing with Monitors, our solution to detect and address anomalies in real-time. ## Key benefits - Real-time detection — Detects provider issues in real time to prevent downtime and revenue loss. - Auto-rerouting — Auto-reroutes transactions to healthy providers—no manual work. - Instant alerts — Sends instant alerts to your teams to ensure fast response and high efficiency. ## Capabilities ### Real-time anomaly detection. Monitors continuously tracks approval rates from selected providers in real-time, detecting issues before they impact your revenue. ### Customized alerting. Tailor Monitors to your specific needs by setting up conditions such as routes by country, currency, and brand. ### Automated response. Say goodbye to manual intervention. Monitors automatically redistributes traffic to minimize disruptions and maintain operational efficiency. Metrics: 24/7 Anomaly monitoring · <1min Detection to alert --- # Secure payment solutions. https://y.uno/en/product/network-tokens Network Tokenization enhances online payments by improving approval rates, reducing fraud, and lowering interchange fees. ## Key benefits - Dynamic tokens — Replaces static card data with dynamic, auto-updating network tokens. - Fewer declines — Prevents declines from expired or replaced cards, boosting approval rates. - Seamless updates — Reduces fraud and avoids service interruptions with seamless updates. ## Capabilities ### Enhanced fraud detection. Network Tokens protect against data breaches, making stolen information unusable and safeguarding organizations and customers. ### Reduced involuntary churn. Network Tokens mitigate payment refusals, increasing approval rates by over 4% and significantly reducing false declines. ### Simplified implementation. Yuno's Network Token solution is enabled easily, requiring no new code or certifications, thus reducing time to market. Metrics: 4.6% Approval-rate uplift · 30% Decline recovery --- # From friction to growth, automatically. https://y.uno/en/product/nova NOVA turns abandoned check-outs, declined cards, and inbound support into AI-powered conversations that recover revenue, delight customers, and surface data signals you've been missing. ## Key benefits - Recover lost revenue — NOVA detects payment failures and cart abandonment in real time and reaches out via WhatsApp or voice, guiding customers to a successful payment. - Proactive customer support — NOVA jumps in with help at the exact moment a customer hits a payment issue, reducing drop-offs and improving satisfaction. - Optimize customer experience — Every NOVA interaction surfaces payment preferences, behaviors, and friction points so you can sharpen the customer journey. ## Capabilities ### Payment recovery on autopilot. NOVA contacts customers right after a failed payment via WhatsApp or voice call, recovering revenue without manual ops. 70+ languages and dialects supported, so coverage extends wherever your customers are. ### 190+ countries, zero coding. NOVA is live in 190+ countries with full PCI and GDPR compliance baked in. Zero coding, zero maintenance, zero infrastructure overhead on your side. ### Insights from every conversation. Every NOVA interaction surfaces friction points, payment preferences, and behaviors, feeding back into your payment strategy in real time. Metrics: 75% Payment recovery rate · 190+ Countries available --- # Effortless global payouts. https://y.uno/en/product/payouts Simplify global payouts with a single API integration, reducing complexity, cutting costs, and scaling faster with fewer resources. ## Key benefits - One API, global reach — Centralizes global payouts via one API for banks, cards, and wallets. - Real-time visibility — Real-time tracking, reconciliation, and credential control in one dashboard. - Faster time to market — Reduces rollout time for new payout corridors and cuts maintenance costs. ## Capabilities ### Simplify global payouts with one API. Managing multiple payout methods and providers globally is challenging. With only one API integration, our product gives you access to a wide range of payment providers which helps you simplify operations and significantly reduce integration time. ### One platform for all your payins and payouts. Centralize all your payment operations from different providers in one platform and scale faster. By unifying both payins and payouts through a single interface, you eliminate the hassle of managing various systems cross-regions. ### Lower costs with simplified payouts management. Improve your payouts cost management by consolidating providers into a single platform, reducing integration, maintenance, and transaction processing expenses. Scale faster with fewer development resources and lower ongoing costs. Free up your team to focus on core business functions rather than handling individual payout provider requirements. Metrics: 190+ Countries reached · 100+ Payout methods --- # Centralize your reconciliations. https://y.uno/en/product/reconciliations Enhance your reconciliation with pre-built integrations across major payment providers for seamless multi-source transactions. ## Key benefits - Unified payment data — Automates reconciliation across providers with a unified view of all payment data. - Anomaly detection — Flags anomalies, forecasts settlements, and ensures data accuracy at every step. - Broader visibility — Supports upcoming external datasets for broader financial visibility. ## Capabilities ### No-code payment reconciliation solution. Our no-code solution allows your team to focus on strategic tasks while avoiding the high costs, time, and resources typically required by traditional reconciliation methods. ### Achieve compliance and audit readiness. Ensure transparent and reliable reconciliations, to always be prepared for audits and regulatory requirements. ### Detect transaction issues instantly. Stay informed and proactive with near real-time monitoring to quickly respond to discrepancies and transaction issues, helping you address problems before they escalate. Metrics: 100% Automated matching · 24/7 Data sync --- # Optimize payment fraud prevention. https://y.uno/en/product/risk-conditions Enhance your payment fraud protection with tailored user lists and customizable velocity rules to mitigate fraudulent activity and maintain high conversion rates with our no-code solution. ## Key benefits - Custom fraud rules — Create custom fraud rules without complex or costly systems. - Reduce friction — Reduce friction for trusted users by avoiding unnecessary 3DS. - Block fraud early — Block fraud early while minimizing false positives and declines. ## Capabilities ### Enhance fraud protection with custom user lists. Create tailored user lists to target and mitigate fraudulent activity. Utilize blocklists to prevent payments from specific users based on criteria such as email, phone number, card BIN, or IP address. Leverage allowlists to permit payments from trusted users, bypassing 3DS or fraud screening when needed. ### Control payment outcomes with customized velocity rules. Generate and manage velocity rules tailored to your business model's unique needs, optimizing fraud prevention with ease. Our no-code solution, available in Yuno's dashboard, lets you create custom rules to identify users, track payments and set outcomes like holding payments for manual review or bypassing fraud screening and 3DS. ### Reduce chargebacks and maximize security. Take full control of your fraud prevention strategy, reduce chargebacks and save costs. Our solution provides the flexibility to adapt to your specific needs, offering tailored fraud prevention with complete control. Maintain high conversion rates while you enhance the security of your transactions. Metrics: 30% Fraud reduction · 100+ Configurable rules --- # Take full control of payment routing. https://y.uno/en/product/smart-routing Maximize successful transactions by easily rerouting to your preferred local providers worldwide, ensuring higher approval rates and smooth payments. ## Key benefits - Real-time optimization — Routes each transaction in real time to boost approval and cut costs. - Higher conversions — Optimizes every payment path to increase conversion rates. - Full routing control — Full control with smart filters, A/B testing, and flexible routing. ## Capabilities ### Dynamic routing to optimize payments. Increase your conversion rate with automatic fallback and retries, ensuring more payment approvals. Split payments across different providers for A/B testing and set custom conditions, like card type, issuer country, and more to route each transaction optimally. ### Real-time approval rates tracking with Monitors. Automatically redistributes traffic if a provider's performance drops without any manual intervention. Monitors reroutes payments to a backup provider and instantly alerts your team, ensuring operational efficiency across all payment flows. ### Smart Routing powered by Yuno. Smart Routing leverages Yuno's intelligence to optimize the payment path for each transaction by selecting the best-performing payment methods, cost-efficient channels, and providers with faster response time and higher authorization rates. Metrics: 8% Auth-rate uplift · 30% Decline recovery --- # Enterprise-grade stablecoin orchestration. https://y.uno/en/product/stablecoins Move money your way—with stablecoins for global payouts, treasury, and crypto experiences. Fast, secure, and simple. ## Key benefits - Real-time routing — Real-time visibility and smart routing across wallets, networks, and flows. - Automated recovery — Automated recovery for failed transactions or depegging events. - Built-in compliance — Built-in KYT, AML, compliance, and predictive liquidity tools. ## Capabilities ### Full visibility, real-time intelligence. A unified dashboard gives you complete insight into your stablecoin activity across wallets, chains, and protocols. Monitor fees, latency, and currency exposure in real time, while built-in KYT and AML tools flag risky behavior instantly. ### Lightning-fast execution. Route transactions across blockchains —Ethereum, Solana, Polygon, Tron, Base, and more— in milliseconds. While transaction confirmation varies by chain, Smart Routing automatically optimizes for gas costs, network congestion, and latency. ### Built-in recovery flows. When a transaction fails due to invalid address, or depeg, Yuno can retry the transaction on the same chain, or switch to a configured bridge for cross-chain execution (when supported by the asset and destination). ### Flexible orchestration logic. With support for over 20 stablecoins—including USDC, RLUSD, USDT, DAI, PYUSD, and EURC—Yuno lets you design flows that match your business needs. Our platform works across both EVM and non-EVM chains, supports a variety of wallet types and bridges, and enables routing based on factors like geography, KYC tier, or FX thresholds. Metrics: 20+ Stablecoins supported · 190+ Countries --- # Automate recurring payments. https://y.uno/en/product/subscriptions Automate and optimize recurring payments, without writing a line of code. ## Key benefits - Full lifecycle management — Manages the full subscription lifecycle from trials to cancellations, via a single API. - Smart revenue recovery — Prevents revenue loss with smart retries, dunning logic, and automated billing flows. - Seamless experiences — Delivers seamless subscriber experiences and accurate revenue tracking. ## Capabilities ### Customizable invoices. Easily set when, how, and how much to charge both new and existing customers, tailoring each subscription to your business needs. ### Intuitive management. Manage your client's subscriptions. Activate, pause, or cancel plans at any time, all from a single interface. ### Immediate retries. Recover failed transactions automatically, boosting your revenue and improving the customer experience. Metrics: 4.6% Approval-rate uplift · 30% Decline recovery --- # Secure storage, always up-to-date. https://y.uno/en/product/vaulting Tokenize, store, and auto-refresh payment credentials in one PCI-compliant vault — fewer declines, higher approvals, zero maintenance. ## Key benefits - PCI-compliant tokenization — Securely store and tokenize sensitive payment data with a fully PCI-compliant, provider-agnostic vault. - Higher approval rates — Boost authorization rates by up to 4.6% with auto-updated Network Tokens and refreshed card credentials. - Uninterrupted recurring payments — Keep subscriptions and recurring charges alive automatically — no manual upkeep, no involuntary churn. ## Capabilities ### PCI-compliant storage across providers. Our agnostic vault stores and tokenizes sensitive payment data securely, with a single token framework that works across processors. Simplify migration and interoperability while securely storing your customers' card details for seamless recurring payments. ### Network Tokens for higher approvals. Replace static card data with dynamic Network Tokens that auto-update at the network level. Improve approval rates by up to 4.6%, reduce fraud, and cut interchange fees — with no new code or certifications required. ### Auto-updated card credentials. Card Account Updater refreshes stored card details automatically whenever issuers make changes, cutting declines and eliminating involuntary churn — no integration effort, no maintenance overhead. Metrics: 4.6% Approval-rate uplift · 30% Decline recovery --- # Vault anything. Expose nothing. https://y.uno/en/product/vault A standalone PCI DSS Level 1 vault for cards, identity data, and customer records. Under a schema you design, usable with any processor. ## Key benefits - Your schema, not ours — Define your own tables and fields. Vault what your business needs to protect, not what a payments vendor decided to support. - Card-grade for everything — Personal data held to the PCI DSS Level 1 standard, a higher bar than data protection law requires. One environment, one audit trail. - Works with any processor — Detokenize to any PSP, gateway, or acquirer across 460+ integrations. No routing through Yuno required, no lock-in created. ## Capabilities ### A vault, not a wrapper. Most vaults are a feature of something else — a gateway, an orchestrator, a processor. Leave the platform, leave your data. Yuno Vault runs standalone. Keep your stack as it is, or run your own orchestration on top of it. Network tokens are registered in your name, not ours, so your credentials survive a change of processor — or a change of vault. ### It behaves like your own database. Create the tables you need. Choose the fields, the formats, the tokenization scheme. Keep payment credentials, identity documents, and customer records in separate tables under separate policies. Read, write, update, and delete individual records through the API — the granularity retention schedules and erasure requests demand. Card data answers to PCI DSS; personal data answers to dozens of regimes worldwide. One environment covers both, at the stricter standard. ### Segregate the data. Segregate the people. Compliance failures are rarely a failure of encryption. They're a failure of who could reach what. Access is separated by table and by role, enforced at the API and managed from your Yuno dashboard. Support reads the customer record, never the card. Your systems hold tokens, so a breach on your side surrenders references an attacker cannot resolve. Every call is logged and exportable to your SIEM. ### Leave whenever you want. Take everything with you. Most vaults promise portability and deliver a support ticket. We put it in the contract: full export of your stored data, including the transaction references you need to keep recurring payments running elsewhere, at no charge and to a defined timeline. Documented, tested, and available on request. Metrics: 460+ Processor integrations · 190+ Countries covered --- # Optimize your retail and ecommerce payments (Retail and Ecommerce) https://y.uno/en/industries/retail-ecommerce Deliver fast, seamless, and localized checkout experiences across all your markets. Yuno helps retail brands improve authorization rates, add local payment methods instantly, and reduce payment failures, with payment orchestration on a single platform. ## Why payments break in retail Global shoppers expect instant, frictionless checkout, but fragmented payment stacks slow retailers down. Common challenges include: - High cart abandonment from slow or non-localized checkout flows - Missing preferred payment methods in key markets - Low approval rates due to issuer logic, weak routing, or PSP outages - Fraud and false declines that erode both revenue and customer trust - Slow expansion timelines caused by long integrations and compliance work - Multiple dashboards and manual reconciliation draining operational efficiency ## How Yuno solves retail payments ### Convert more shoppers with local payment methods Offer 1,000+ global and local payment methods across 190+ countries, activated with a single API or no-code dashboard. - Reduce cart abandonment - Support wallets, BNPL, digital cash, bank transfers, vouchers, and more - Enter new markets in days ### Increase approval rates with smart routing Yuno automatically routes each transaction to the best-performing provider based on region, issuer behavior, and real-time performance. - Higher approval rates across regions and issuers - Automatic retries and fallback flows - Protection against PSP latency or outages ### Frictionless, localized checkout Power a checkout that feels local in every market. - Local currency and payment methods by market - Stored credentials and tokenization that reduce repeat data entry - Fewer payment steps, faster conversion ### Fight fraud without adding friction Configurable fraud conditions and advanced security reduce losses while keeping checkout smooth, and they matter most when you operate across many countries, each with its own risk profile. - Fraud conditions you can tailor by market, channel, and risk level - Metadata-driven rules for sharper, more precise decisioning - 3DS optimization and network tokenization - Geo-specific fraud rules across every region you sell in ### Work with the providers you already have Yuno is already integrated with the providers you use — including the different providers, technologies, and integrations you run in each region. Connect them fast, add new ones faster, and keep doing what works. - Already integrated with 460+ payment providers and platforms - Support for different providers and technologies across regions - Fast onboarding for new and existing integrations - No re-platforming — keep your current setup and improve on it ### One platform for all payments Orchestrate routing, settlement, fraud, providers, and reporting from one platform. - One dashboard - Automated reconciliation - Real-time alerts and insights ## What retailers achieve with Yuno - 5–11% Lift in approval rates with Smart Routing - 20% reduction in cart abandonment - 30–40% reduction in fraud losses - 90% faster PSP onboarding - Zero-code payment method deployment ## Customer spotlight Arcos Dorados, the world's largest McDonald's franchisee, unified payments across 21 countries and 2,400+ restaurants with Yuno, replacing a fragmented mix of PSPs and acquirers with a single platform. The result: simpler operations, better approvals, and more completed transactions across the region. --- # Optimize your travel and mobility payments (Travel and Mobility) https://y.uno/en/industries/travel-mobility Travel and mobility platforms depend on fast, reliable, and localized payments across every route and region. Yuno helps mobility networks, travel platforms, and cross-border services improve authorization rates, add local payment methods instantly, and reduce payment failures, with payment orchestration on a single platform. ## Why payments break in travel and mobility Cross-border travel and mobility transactions span currencies, issuers, and risk profiles, creating constant friction. Common challenges include: - Low approval rates for cross-border bookings and ride payments - Processor outages or latency interrupting transactions - Missing preferred local payment methods in LATAM, EMEA, and APAC - High fraud and false declines impacting both revenue and customer trust - Slow expansion into new regions due to complex integrations and compliance - Multiple dashboards and manual reconciliation overwhelming operational teams ## How Yuno solves travel and mobility payments ### Increase approvals for bookings and rides Yuno routes each transaction to the highest-performing provider in each region, in real time. - Higher approval rates across regions and issuers - Best-path routing by provider performance - Resilience during PSP latency or outages ### Add local payment methods travelers trust Offer 1,000+ global and local payment methods across 190+ countries, activated with a single API or no-code dashboard. - Support Pix, PSE, UPI, SEPA, wallets, BNPL, and more - Reduce checkout friction - Expand internationally in days, not months ### Deliver fast, localized checkout - Mobile-first design - Local currency, methods, and UX - Fewer fields, faster conversions ### Fight fraud without sacrificing approvals Travel is one of the most fraud-exposed industries — high ticket values, long pre-travel gaps, and cross-border patterns that look like fraud but aren't. In travel, false declines often cost more than fraud itself. Yuno lets you cut fraud and protect approvals at once. - Configurable fraud conditions you tune by market, channel, and risk level - Metadata-driven rules for sharper, more precise decisioning - 3DS optimization and network tokenization - Geo-specific fraud rules across every region you operate in ### Recover revenue lost to failed payments In travel, a declined payment is usually a lost booking, not a retry. Yuno automatically recovers transactions that would otherwise fail, turning hard declines into completed payments. - Automatic retries and fallback routing across providers - Recovery of declined and failed transactions - Real-time monitoring to catch and resolve issues fast ### One platform for all payments Orchestrate routing, settlement, fraud, and reporting from one platform. - One dashboard - Automated reconciliation - Real-time alerts and insights ## What travel and mobility companies achieve with Yuno - 70–90% Faster expansion into new markets - 5–11% lift in approval rates - 30–40% reduction in fraud losses - Zero-code payment method deployment - Unified reporting across providers ## Customer spotlight inDrive, the global ride-hailing platform, replaced one-off provider integrations with a single Yuno platform, expanding into 10 new countries in under eight months across a fragmented LATAM market. Smart Routing let the team split volume across providers, compare cost and approval rates, and recover transactions that would otherwise fail, reaching an approval rate of around 90%. --- # Optimize your gaming payments (Gaming) https://y.uno/en/industries/gaming In gaming, payments are a core monetization lever — microtransactions, in-app purchases, and subscriptions only convert when checkout works in real time, everywhere. Yuno helps studios, publishers, and digital marketplaces lift approvals, add local methods, reduce fraud, and process high volumes with payment orchestration on a single platform. ## Why payments break in gaming In-game purchases, microtransactions, subscriptions, top-ups, and cross-border activity introduce unique complexity. Common challenges include: - High cart abandonment from friction or missing alternative payment methods (APMs) gamers expect - Failed recurring payments on subscriptions and in-app purchases - High decline rates, with a single PSP leaving real-time purchases exposed to outages and spikes - Synthetic fraud, account takeovers, and false declines - App store fees of up to 30% eroding in-app purchase margins - Revenue locked in closed marketplaces and reseller channels - Slow time to market when launching new regions or payment methods - When payments fail, players churn instantly. ## How Yuno solves gaming payments ### Increase approval rates for in-game purchases and subscriptions Yuno routes every transaction to the best-performing provider based on region, issuer, and real-time conditions. - Domestic-first routing to local acquirers to lift approvals - Higher approval rates across regions and issuers - Resilience during PSP outages ### Add the local and alternative payment methods gamers expect Activate 1,000+ global and local payment methods across 190+ countries through one API or no-code dashboard, built for a tech-savvy player base that prefers APMs. - Digital wallets and instant bank rails - Pix, UPI, PSE, SEPA - BNPL and cash-based digital flows - Local gaming-preferred methods - Fast, mobile-first checkout in local currencies and languages - Launch in new regions in days, not months ### Reduce fraud without blocking legitimate players Gaming is high-velocity and high-risk. Dynamic fraud controls adapt by region, player behavior, and payment type, cutting losses without turning away good players. - Configurable fraud conditions by region, player behavior, and payment type - Metadata-driven rules for sharper decisioning - 3DS optimization and network tokenization - Geo-adaptive rules - 1-click integration of global fraud partners ### Recover failed and recurring payments A failed payment in gaming is lost revenue and a churned player. Yuno recovers transactions that would otherwise fail, including the recurring charges behind subscriptions and in-app purchases. - Automatic retries and fallback routing - Recovery of failed and declined transactions - Resilient recurring billing for subscriptions and in-app purchases - Real-time monitoring and anomaly alerts ### Bring Yuno into your in-app purchases with SDK Lite Store billing can take up to 30% of every in-app purchase. Yuno SDK Lite brings full payment capability into your app, reducing that dependence so you keep more of every transaction. - Alternative payment methods (APMs) inside the app - Automatic retries and recovery on failed payments - Recurring payments and subscriptions on APMs - Configurable fraud conditions ### One platform for all payment operations Orchestrate routing, settlement, fraud, and reconciliation across regions and platforms. - One dashboard across regions and platforms - Unified reporting and automated reconciliation - Centralized routing, settlement, and fraud ## What gaming companies achieve with Yuno - $5–15M/yr Revenue uplift (modeled at ~$500M GMV) - 30–40% local conversion uplift - 3% lift in acceptance rates - Zero-day integration for providers - Smart retries and failover ## Customer spotlight NetEase Games serves players across dozens of markets with very different payment preferences — from wallets and cash-based top-ups to gift cards and BNPL, including many players who are unbanked. With Yuno, NetEase brings those methods together on a single platform and focuses on a smoother checkout experience rather than managing integrations market by market. --- # Power Telco payments at global scale (Telco) https://y.uno/en/industries/telco Telecom operators run prepaid top-ups, subscriptions, bundles, and digital services across many markets — always locally, in each one. Yuno helps Telco companies protect cash flow, support local payment methods and rails, reduce fraud and revenue leakage, and orchestrate payments on one platform, with local processing in every market. ## Why payments break in Telco Telco companies operate across many markets, each with its own entity, rails, and risk environment, creating constant pressure on payments. Common issues include: - Failed and delayed payments leaking revenue across prepaid, postpaid, and recurring - Failed renewals and reliance on legacy rails like direct debit, quietly eroding collection - Missing local payment methods and rails in key markets - Operating locally in every market — a separate entity and local rails to connect in each - High fraud and excessive false declines - Complex reconciliation across lines of business, subscription types, billing, and providers - Slow PSP integrations and fragmented systems that delay new launches - In Telco, the customer almost always pays. What matters is collecting it cleanly, on time, and in full. ## How Yuno solves Telco payments ### Protect cash flow across every payment flow In Telco, approvals matter, but collection matters more. Service is indispensable, so the question isn't whether customers pay, it's capturing revenue cleanly and on time. Yuno routes each transaction to the best-performing local provider and recovers what would otherwise be lost or delayed. - Routing to the best-performing local provider - Automatic retries and fallback routing - Recovery of failed and delayed payments - Resilience during outages - Logic optimized for high-risk telecom MCCs ### Add local payment methods and rails Telco runs locally in every market. Yuno connects you to local rails and 1,000+ local and global payment methods across 190+ countries through a single integration, with local processing wherever you operate. - Local rails and local processing in each market - PIX, UPI, PSE, SEPA, OXXO - Direct debit and instant bank payments - Wallets and mobile money across Africa - Regional cards and APMs - Fast, mobile-first top-up and bundle checkout Local rails lift conversion on top-ups and bundles. ### Keep subscriptions renewing with network tokens Telcos lose real revenue to failed renewals when cards expire or details change. Yuno keeps credentials current with network tokenization, so subscriptions and bundles renew without interruption. - Network tokens that auto-update card credentials - Higher renewal success on subscriptions and bundles - Recurring collection via direct debit and stored credentials - Less revenue leakage from failed renewals ### Reduce fraud without blocking legitimate customers Telco is a high-fraud category, and aggressive rules harm good transactions. Yuno enables intelligent, adaptive protection. - Dynamic 3DS - Tokenization - Geo-specific fraud rules - A/B testing of fraud strategies ### Power your Telco wallet with NOVA Many Telcos run their own wallet, and it's where they're innovating fastest. Yuno helps you take more control of it — improving the payment experience, simplifying pay-ins, and strengthening fraud protection. - Yuno's AI-powered recovery wins back failed payments and improves the wallet payment experience - Smooth, reliable pay-ins - Configurable fraud conditions - Data insights, reconciliation, and a single dashboard for full control ### One platform for all payment operations and reconciliation Replace fragmented systems with one orchestration platform that handles routing, settlement, monitoring, and reconciliation across every line of business — one of Yuno's strongest products in Telco. - Centralized dashboard - Automated reconciliation across lines of business, subscription types, billing systems, providers, and methods - Clear visibility into what settled, when, and where - Real-time monitoring and alerts - Unified reporting across providers, methods, and markets ## What Telco companies achieve with Yuno - 70–90% Faster rollout of new payment methods and PSPs - 5–11% increase in approval rates - 20–40% reduction in fraud losses - Higher renewal rates with tokens - Significant top-up conversion lift --- # Streamline your SaaS payments (Tech and SaaS) https://y.uno/en/industries/tech-saas Recurring billing, global subscriptions, and cross-border payments are critical to SaaS growth — yet payment failures, missing local methods, and complex integrations slow revenue down. Yuno helps SaaS and technology companies increase approval rates, reduce involuntary churn, expand into new markets faster, and orchestrate payment operations on one platform. ## Why payments break in Tech and SaaS SaaS companies face: - High decline rates for recurring and cross-border payments - Involuntary churn caused by expired cards and issuer logic - Missing local payment methods in APAC, LATAM, and EMEA - PSP latency or downtime disrupting subscription renewals - High operational load from managing multiple PSP dashboards - Engineering bottlenecks for adding new payment methods - Fraud rules blocking legitimate recurring transactions ## How Yuno solves SaaS payment challenges ### Increase approval rates for subscriptions and renewals Yuno lifts approvals and reduces churn with smart routing, retries, and fallback logic. - Higher approvals through smart routing - Automatic retries for failed renewals - Fallback routing during PSP outages - Issuer-optimized logic for recurring payments ### Add local payment methods to boost global conversion Activate 1,000+ local and global payment methods across 190+ countries through one API. Local providers also lower MDR and tax fees per ticket — often from around 5% to 1.5% — savings that benefit you and your customers, especially for B2C and B2B2C. - Wallets (Apple Pay, Google Pay) - Bank transfers and instant payment rails (Pix, UPI, SEPA) - Regional cards and APMs across LATAM, APAC, and EMEA - Local providers that cut MDR and tax fees per ticket - Zero-code activation via one API Local payment methods reduce abandonment, increase subscriptions, and lower the cost of every transaction. ### Manage subscriptions and reduce involuntary churn Manage the full subscription lifecycle — from trials to billing to cancellations — through one API, preventing the silent churn that erodes recurring revenue while reducing engineering workload. - Full subscription lifecycle management via one API - Smart Retry and dunning for failed renewals - Network tokenization to reduce card-expiry failures - Real-time authentication and dynamic 3DS to keep users subscribed ### Protect revenue without adding friction Fraud in SaaS often comes from bots, card testing, or stolen credentials, but over-aggressive rules cause false declines. Yuno protects revenue without blocking good users. - Geo-specific fraud rules - A/B testing of fraud strategies - Tokenization and 3DS optimization ### One platform to manage every payment provider, market, and currency - Centralized dashboard - Automated reconciliation - Multi-PSP orchestration - Real-time performance alerts - Consolidated reporting for finance, ops, and product teams ## What SaaS companies achieve with Yuno - 70–90% Faster market and payment method activation - 5–11% increase in approval rates - 30–40% reduction in fraud losses - Fewer renewals lost to expirations - Lower MDR and tax fees per ticket ## Customer spotlight Open English, the online English-learning platform with 2M+ students across 30+ countries, unified its payment processing on a single Yuno platform — adding digital wallets and BNPL so students without cards can pay, and lifting approval rates across Latin America. Centralizing its integrations also let the team expand into new markets without building payment infrastructure from scratch. --- # Optimize your crypto payments (Crypto) https://y.uno/en/industries/crypto Crypto exchanges, Web3 gaming platforms, NFT marketplaces, and wallets rely on fast, compliant, and reliable fiat–crypto payment flows. Yuno helps crypto companies increase approval rates, reduce friction in on/off-ramps, support local payment methods like PIX and UPI, and orchestrate PSPs and stablecoin rails on a single platform. ## Why payments break in crypto Up to 30% of fiat-to-crypto transactions fail due to issuer declines, fraud filters, or unsupported local methods. Common challenges include: - Fragmented PSPs, wallets, banks, and liquidity partners - Regulatory complexity and local restrictions — KYC, AML, sanctions, and shifting rules (e.g., India, China, Nigeria) - High fraud and chargebacks — stolen cards, account takeovers, and money-laundering attempts - User abandonment from too many steps, slow KYC, missing methods, or external redirects - Settlement delays on pay-ins and payouts, when users expect instant rails - Volume spikes from market pumps and token launches - 6–12 month expansion timelines from compliance and integrations ## How Yuno solves crypto payments ### Increase approval rates for fiat deposits and on-ramps Fiat-to-crypto purchases see high false-decline rates because of how they're risk-classified. Yuno recovers failed transactions and lifts authorization rates through smart retries and multi-PSP routing. - Smart Routing to the best-performing PSP - Automatic retries - Failover during outages or latency - Routing optimized by geography and issuer behavior ### Add local payment methods and bank connections that drive conversion Missing preferred methods can drive up to 60% abandonment. Yuno activates 1,000+ local and global payment methods across 190+ countries through one API, with direct connections to local banks and rails that increase conversion and reduce fraud. - PIX in Brazil - UPI in India - OXXO and vouchers in Mexico - SEPA, iDEAL, Bancontact - Mobile money in Africa (M-Pesa) - Direct local bank and rail connections ### Deliver fast, localized checkout - Local currency and UX expectations across LATAM, EU, and APAC - Apple Pay and Google Pay rising in North America - Mobile-optimized flows for each market ### Reduce fraud without blocking legitimate users Crypto is classified as high-risk, which drives both fraud and false declines. Yuno cuts losses without turning away good users — with controls built for stolen cards, account takeovers, chargeback fraud, and money-laundering attempts. - Dynamic fraud rules by region - Tokenization and strong authentication - Smart 3DS - A/B testing of fraud strategies ### Move money instantly across pay-ins and payouts Crypto users expect speed on both sides. Yuno supports instant bank rails, real-time fraud checks, and immediate settlement reporting across pay-ins and payouts, and scales through the volume spikes that come with market pumps and token launches. - Instant bank rails for pay-ins and payouts - Real-time fraud checks - Immediate settlement reporting - Stablecoin rails for near-instant cross-border settlement - Resilient throughput during market spikes ### One platform for all fiat and crypto payment operations Bring fragmented PSPs, banks, and settlement cycles into one orchestration platform. - Centralized reporting and automated reconciliation - Real-time monitoring - Multi-PSP and stablecoin rail management ## What crypto companies achieve with Yuno - $18M Recovered revenue in 12 months - 5–11% lift in approval rates - 20–40% reduction in fraud losses - 3–5× faster entry into new markets - 70% faster PSP/APM activation --- # Yuno vs Primer: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/primer-alternatives The payment orchestration landscape is rapidly evolving, with businesses increasingly seeking unified solutions to manage their complex payment ecosystems. As the global digital payment market continues its explosive growth toward USD 236.10 billion by 2028, choosing the right orchestration platform has become a critical business decision. Two prominent players in this space are Yuno and Primer—both offering compelling solutions for global payment management. However, when you dig deeper into their capabilities, significant differences emerge that could impact your business's payment strategy and growth trajectory. ## Understanding Payment Orchestration Before diving into the comparison, it's important to understand what payment orchestration brings to the table. Payment orchestration platforms act as a unified layer that connects businesses to multiple payment providers, methods, and services through a single integration. This approach simplifies payment management, improves approval rates, and enables global expansion without the complexity of managing dozens of individual provider relationships. ## Yuno: The Comprehensive Global Solution Founded in 2021, Yuno has quickly become the payment orchestration solution of choice by leading global brands like McDonalds, Rappi, Viva Aerobus, and Avianca. The platform enables businesses to integrate over 1,000 payment methods with one checkout, smart routing, and an easy-to-implement API. ### Yuno's Key Strengths #### Global Reach and Coverage Yuno operates in over 190 countries with coverage across 120+ countries for various services—significantly broader than many competitors. This extensive global footprint makes it particularly attractive for businesses with international ambitions. #### Comprehensive Feature Set Yuno sets itself apart by offering a comprehensive payments orchestration solution that goes beyond traditional payment processors. The platform includes advanced capabilities like AI-powered data insights, real-time performance monitoring, and direct integrations to acquirers—features that many competitors lack. #### Advanced Technology Integration Yuno excels in areas where technical sophistication matters most. The platform offers payment agnostic tokenization, dynamic orchestration, and smart routing AI that adapts to optimize transaction success rates automatically. ## Primer: The European-Focused Platform Primer positions itself to help businesses "shape extraordinary commerce experiences, process payments with precision, and accelerate growth without compromise." While Primer offers a solid orchestration platform, it operates as a relatively smaller player in the competitive European market. ### Where Primer Falls Short #### Limited Global Presence Unlike Yuno's extensive international coverage, Primer's reach is more constrained, particularly in high-growth markets outside of Europe and North America. #### Feature Gaps Primer lacks several critical capabilities that Yuno offers: - No dispute resolution or chargeback platform - Limited coverage compared to Yuno's 190+ countries - Missing AI-powered data insights - No smart routing AI functionality - Limited direct integrations to acquirers - Lacks deep enterprise merchant relationships #### Compliance and Certification Limitations Primer faces significant challenges with key security and privacy certifications. The platform lacks SOC 2 Type II certification, which limits its ability to operate in markets demanding high security standards, particularly in Europe and North America. Additionally, Primer doesn't have ISO/IEC 20001 or ISO/IEC 27701 certifications, which creates barriers for companies in regulated sectors like finance and healthcare. ## Head-to-Head Feature Comparison Feature Category | Yuno | Primer | Coverage and Scale | 190+ countries coverage, 120+ countries for operations | Limited global presence, primarily focused on Europe | Features | AI-powered insights, smart routing, tokenization, dynamic orchestration | Basic orchestration features, limited AI capabilities | Enterprise Capabilities | Deep enterprise relationships, direct acquirer integrations, comprehensive dispute resolution | Limited enterprise features, gaps in chargeback management | Technology Integration | Direct integrations to APMs, local payment methods, advanced scheme integrations | Basic integration capabilities with fewer direct connections | ## The Bottom Line: Why Yuno Leads When evaluating payment orchestration platforms, several factors clearly position Yuno as the superior choice: ### 1. Global Scale and Ambition Yuno's extensive international presence and proven track record with major global brands like McDonald's and Avianca demonstrate its ability to handle complex, large-scale payment operations across diverse markets. ### 2. Technology Leadership The platform's AI-powered features, including smart routing and data insights, represent the cutting edge of payment orchestration technology. These capabilities directly translate to higher approval rates and better performance. ### 3. Comprehensive Solution Unlike competitors that focus on basic orchestration, Yuno provides an all-in-one solution that addresses the full payment lifecycle—from processing to dispute resolution to analytics. ### 4. Compliance and Security Yuno's robust certification portfolio enables it to serve enterprise customers in regulated industries, while competitors like Primer face limitations due to missing certifications. ### 5. Future-Proof Architecture With features like payment agnostic tokenization and dynamic orchestration, Yuno is built for the future of payments, not just today's needs. ## Making the Right Choice for Your Business While Primer may serve smaller European businesses adequately, companies with global ambitions, enterprise requirements, or needs for advanced payment intelligence will find Yuno's platform significantly more capable. The payment orchestration market is evolving rapidly, and the platform you choose today will impact your business's ability to scale, optimize, and compete tomorrow. Yuno provides an all-in-one solution for simplifying global payments, increasing approval rates, and driving revenue growth—exactly what growing businesses need in today's competitive landscape. For businesses serious about payment optimization and global expansion, Yuno's comprehensive feature set, global reach, and proven enterprise track record make it the clear choice over more limited alternatives like Primer. --- # Yuno vs Gr4vy: Which Payment Orchestration Platform Powers Global Growth? https://y.uno/gr4vy-alternatives The payment orchestration landscape is becoming increasingly competitive, with businesses seeking sophisticated solutions to optimize their payment ecosystems and drive revenue growth. As companies expand globally, the choice of payment orchestration platform can make or break their success in new markets. Two notable players in this space are Yuno and Gr4vy—both promising to streamline payment operations but with vastly different capabilities and market positioning. While one offers comprehensive global coverage and enterprise-grade features, the other focuses on simplicity but falls short in critical areas for scaling businesses. ## Understanding Modern Payment Orchestration Payment orchestration platforms serve as the central nervous system for modern payment operations, connecting businesses to multiple payment providers, methods, and services through a unified interface. The best platforms don't just process payments—they optimize them through intelligent routing, comprehensive analytics, and seamless integrations that drive higher approval rates and better customer experiences. ## Yuno: The Enterprise-Ready Global Solution Yuno has established itself as the payment orchestration platform of choice for leading global brands including McDonald's, Rappi, Viva Aerobus, and Avianca. Since its founding in 2021, Yuno has rapidly expanded to support over 1,000 payment methods across 190+ countries, making it one of the most comprehensive solutions in the market. ### Yuno's Competitive Advantages #### Unmatched Global Reach With coverage spanning over 190 countries and operational capabilities in 120+ countries, Yuno provides the global infrastructure that ambitious businesses need. This extensive reach enables companies to enter new markets quickly without the complexity of managing multiple regional payment providers. #### Advanced AI and Intelligence Yuno sets itself apart with sophisticated AI-powered features that competitors simply don't offer. The platform includes smart routing AI that automatically optimizes transaction paths, AI-powered data insights for strategic decision-making, and intelligent systems for recovering lost orders and providing payment ecosystem guidance. #### Comprehensive Dispute Management Unlike many competitors, Yuno offers a complete dispute resolution and chargeback platform, providing businesses with end-to-end protection and management capabilities that are crucial for enterprise operations. #### Enterprise-Grade Integration Yuno's platform includes direct integrations to acquirers, advanced scheme integrations for features like Account Updater and Network Tokens, and deep enterprise merchant relationships that ensure reliable, scalable performance. ## Gr4vy: The Limited Cloud-Native Option Gr4vy positions itself as "the world's first cloud-based payment orchestration platform" with a focus on no-code simplicity. The company raised $11.1M in Series A funding and later secured an additional $15M in a Series A extension, but its capabilities remain limited compared to more comprehensive solutions. ### Where Gr4vy Falls Short #### Restricted Global Presence While Gr4vy offers some international payment methods, it lacks the extensive global coverage that growing businesses need. The platform doesn't provide the same level of country-specific optimization or local payment method integration that competitors like Yuno offer. #### Missing Critical Features Based on our competitive analysis, Gr4vy has significant gaps in essential capabilities: - No dispute resolution or chargeback platform functionality - Limited coverage compared to Yuno's 190+ countries - Absence of AI-powered data insights - No smart routing AI capabilities - Missing advanced features like Call AI recovery for lost orders - No AI-first assistant functionality - Limited payment ecosystem guidance #### Compliance and Certification Issues Gr4vy faces serious limitations in regulatory compliance. The platform lacks ISO/IEC 27001 certification, which significantly restricts its ability to serve enterprises in regulated sectors like finance and healthcare. Additionally, it doesn't have ISO/IEC 27701 certification, creating barriers for companies that require robust data protection standards. #### Regional Market Limitations Gr4vy has notable weaknesses in key growth markets: - No reported direct clients in mainland China or native integration with local Chinese networks - Prioritizes markets with earlier orchestration adoption, missing high-growth emerging markets - Limited local payment method support in LATAM and other regions - Relies mainly on global methods rather than region-specific solutions #### Technical and Architectural Constraints The platform faces several technical limitations that impact scalability: - Single-tenant architecture that can create performance bottlenecks - Limited configurability for complex enterprise requirements - Difficulty with plug-and-play functionality for some integrations - Technical independence issues in certain sectors ## Head-to-Head Feature Comparison ## Capability | Yuno | Gr4vy | Global Coverage | 190+ countries; operations in 120+ | Limited presence outside Europe; weaker in Asia and Oceania | AI Capabilities | Smart routing AI, AI-powered recovery, AI fraud prevention | No native AI engine; depends on manual rules | Certifications | SOC 2 and ISO/IEC certified | Missing ISO/IEC 27701 certification | Enterprise Tools | Dispute management, chargebacks, reconciliation, subscriptions, payouts | Limited reporting; lacks advanced enterprise modules | Speed to Deploy | Fast single integration | Average 90 days to implement | Customization | Checkout builder, localized UX, support for 70+ languages | Restricted hosted checkout customization | Compliance | Full enterprise-grade security and privacy compliance | Lacks some enterprise-level compliance certifications | ## The Critical Differences That Matter ### 1. Global Scalability Yuno's extensive international presence and proven track record with major global brands demonstrate its ability to handle complex, large-scale operations across diverse markets. Gr4vy's limitations in key regions like China, LATAM, and other emerging markets significantly restrict growth opportunities. ### 2. AI-Powered Optimization While Gr4vy focuses on basic orchestration, Yuno provides cutting-edge AI capabilities that directly impact business outcomes—from intelligent routing that improves approval rates to predictive analytics that drive strategic decisions. ### 3. Enterprise Readiness Yuno's comprehensive dispute management, advanced certifications, and enterprise-grade features make it suitable for large-scale operations. Gr4vy's gaps in compliance and chargeback management create significant barriers for enterprise adoption. ### 4. Future-Proof Architecture Yuno's advanced tokenization, dynamic orchestration, and comprehensive payment ecosystem guidance position businesses for future payment innovations, while Gr4vy's limitations may require costly platform migrations as businesses scale. ## Making the Strategic Choice For businesses serious about global expansion, payment optimization, and sustainable growth, the choice is clear. While Gr4vy may appeal to smaller companies seeking basic orchestration capabilities, its limitations in global coverage, AI functionality, dispute management, and compliance create significant barriers to growth. ### Yuno provides: - The global infrastructure needed for international expansion - AI-powered optimization that drives measurable business results - Enterprise-grade security and compliance capabilities - Comprehensive dispute management and risk mitigation - Advanced features that position businesses for future success ### Gr4vy's limitations include: - Restricted global market access - Missing critical AI and optimization features - No comprehensive dispute resolution capabilities - Compliance gaps that limit enterprise adoption - Technical constraints that impact scalability ## The Bottom Line Payment orchestration is too critical to compromise on. The platform you choose today will determine your ability to optimize performance, expand globally, and scale efficiently tomorrow. While Gr4vy offers basic orchestration functionality, Yuno provides the comprehensive, AI-powered, globally-ready platform that ambitious businesses need to succeed in today's competitive landscape. For companies that prioritize growth, optimization, and global reach, Yuno's superior feature set, extensive market coverage, and proven enterprise capabilities make it the strategic choice over limited alternatives like Gr4vy. --- # Yuno vs Payrails: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/payrails-alternatives As the global payment orchestration market continues to mature, businesses face increasingly sophisticated choices when selecting their payment infrastructure partner. The decision becomes even more critical as companies expand internationally, where the wrong platform can significantly impact conversion rates, operational efficiency, and growth trajectory. Two prominent players competing for enterprise attention are Yuno and Payrails—both promising comprehensive payment orchestration solutions but delivering vastly different capabilities and market positioning. While both platforms target enterprise clients, a closer examination reveals significant differences in global reach, technological sophistication, and proven market success. ## The Payment Orchestration Imperative Modern payment orchestration goes far beyond simple payment processing. Today's leading platforms serve as the strategic foundation for global commerce, providing intelligent routing, comprehensive analytics, fraud management, and seamless integrations that directly impact business outcomes. The best solutions don't just manage payments—they optimize every aspect of the payment experience to drive measurable growth. ## Yuno: The Proven Global Market Leader Yuno provides the comprehensive, AI-powered, globally-proven platform that ambitious businesses need to succeed in today's competitive landscape. With major brands like McDonald's trusting Yuno for their global payment operations, the platform offers not just technical capabilities but also the reliability and scale that enterprise decision-makers require. ### Yuno's Market-Leading Advantages #### Unparalleled Global Infrastructure Yuno opera en más de 190 países con cobertura integral en 120+, ofreciendo el mayor alcance global en el espacio de orquestación de pagos. Esta presencia internacional permite a las empresas expandirse a nuevos mercados sin la complejidad de gestionar múltiples proveedores regionales. #### Advanced AI-Powered Intelligence Yuno differentiates itself through sophisticated artificial intelligence capabilities that competitors struggle to match. The platform includes smart routing AI that automatically optimizes transaction paths for maximum success rates, AI-powered data insights that drive strategic decision-making, and intelligent recovery systems for lost orders—features that translate directly to improved business performance. #### Comprehensive Enterprise Features Yuno's platform includes critical enterprise-grade capabilities often missing in competitive solutions: complete dispute resolution and chargeback management, direct integrations to acquirers, advanced tokenization features, and deep enterprise merchant relationships that ensure reliable performance at scale. #### Proven Track Record at Scale The platform's ability to support major global brands like McDonald's and Avianca across multiple continents demonstrates its technical robustness and operational reliability—crucial factors for enterprise decision-makers evaluating payment infrastructure investments. ## Payrails Founded in Berlin in 2021, Payrails has raised over $52 million from top investors including Andreessen Horowitz, HV Capital, EQT Ventures and General Catalyst. The company positions itself as "the world's first cloud-based payment orchestration platform" with a focus on modular architecture and enterprise customization. ### Payrails' Positioning and Limitations #### Regional Market Focus Payrails' platform spans the payment lifecycle with a modular architecture that includes payment orchestration, payouts, tokenization, unified analytics, automated reconciliation, and recently launched in-person payments. While comprehensive, this modular approach may require more complex implementation and management compared to more integrated solutions. #### Modular Platform Architecture Payrails' platform spans the payment lifecycle with a modular architecture that includes payment orchestration, payouts, tokenization, unified analytics, automated reconciliation, and recently launched in-person payments. While comprehensive, this modular approach may require more complex implementation and management compared to more integrated solutions. #### Enterprise-Focused Approach Payrails targets enterprise clients with "end-to-end payment management with the modular platform" and emphasizes customization capabilities. However, the platform lacks the proven scale and global brand recognition that established market leaders provide. ## Head-to-Head Feature Comparison Feature Category | Yuno | Payrails | Global Coverage | 190+ countries, proven enterprise scale across continents | European focus with expanding international presence | AI and Intelligence | Smart routing AI, predictive analytics, intelligent recovery, autonomous optimization | Dynamic routing rules, data analytics, modular approach | Enterprise Scale | McDonald's, Avianca, Rappi, Fortune 500 brands | Growing enterprise client base, primarily European market | Dispute Management | Comprehensive chargeback and dispute resolution platform | Basic dispute handling capabilities | Advanced Features | Payment-agnostic tokenization, direct acquirer integrations, advanced scheme features | Modular architecture, customizable workflows | Market Position | Established global leader with proven scale | Well-funded challenger with European strength | ## The Strategic Choice for Global Enterprises For enterprises serious about payment optimization, global expansion, and sustainable growth, the choice between platforms should focus on proven capability, technological sophistication, and market-leading features. While Payrails offers a solid platform with strong European market understanding and impressive funding, the comparison reveals why industry leaders choose Yuno for their payment orchestration needs. ### Yuno's decisive advantages: #### 1. Proven Global Scale: Supporting major brands across 190+ countries demonstrates unmatched operational capability. #### 2. Advanced AI Intelligence: Sophisticated features that autonomously optimize performance and drive measurable business results #### 3. Enterprise-Grade Infrastructure: Comprehensive compliance, dispute management, and technical capabilities required for large-scale operations #### 4. Market Leadership Position: The trust of Fortune 500 brands validates technical excellence and reliability Payrails offers a respectable alternative for businesses focused primarily on European markets or those seeking highly customizable modular solutions. However, companies with global ambitions, complex payment requirements, or needs for advanced AI-powered optimization will find Yuno's platform significantly more capable and strategically positioned for long-term success. ## The Bottom Line: Why Market Leaders Choose Yuno Payment orchestration is too critical for compromise. The platform you choose today determines your ability to optimize performance, expand globally, and scale efficiently in an increasingly competitive market. While Payrails provides solid European-focused capabilities, Yuno delivers the comprehensive, globally-proven, AI-powered solution that industry leaders trust for their most critical payment operations. For businesses that prioritize proven scale, advanced intelligence, and global market leadership, Yuno's superior capabilities, extensive international presence, and Fortune 500 client validation make it the strategic choice for payment orchestration excellence. --- # Yuno vs Spreedly: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/spreedly-alternatives The global payment orchestration market is becoming increasingly competitive, with merchants seeking platforms that can simplify complexity, reduce costs, and accelerate international growth. As digital payments surge toward $236.10 billion by 2028, choosing the right orchestration partner has never been more important.Two platforms often compared in this space are Yuno and Spreedly. Both offer orchestration solutions, but their capabilities, coverage, and technology differ significantly. Let’s examine how they stack up. ## Understanding Payment Orchestration Payment orchestration platforms act as a unified layer that connects merchants to multiple payment providers, methods, and services through a single integration. This simplifies global expansion, improves approval rates, and enables access to multiple payment methods and fraud tools without the overhead of dozens of direct integrations. ## Yuno: The Comprehensive Global Solution Founded in 2021, Yuno has rapidly become the orchestration solution of choice for brands like McDonald’s, Rappi, Viva Aerobus, Avianca, and NetEase Games. With operations across 190+ countries and access to over 1,000 payment methods, Yuno enables merchants to expand globally with one simple integration. ### Key strengths of Yuno: - Extensive global reach: Coverage across 190+ countries, with strong presence in LATAM, EMEA, APAC, and North America. - AI-first approach: Smart routing AI, AI-powered revenue recovery agents (NOVA), and payment-agnostic tokenization. - Comprehensive features: Dispute resolution, pre-chargeback alerts, subscription management, payouts, reconciliation, and advanced reporting. - Enterprise-grade integrations: Direct acquirer and scheme connections (3DS, network tokens, Click2Pay) plus SOC 2 / ISO certifications. ## Spreedly: The API-First Orchestrator Founded in 2007 and pivoted to orchestration in 2013, Spreedly is one of the oldest players in the space. With clients like Rappi, Cabify, Hopper, and SeatGeek, Spreedly serves SaaS platforms, e-commerce merchants, and travel companies. It operates globally, but with greater strength in North America, Europe, and LATAM. ### Key strengths of Spreedly: - Notable partnerships: Integrates with DLocal, PPRO, Trustly, PayPal, Stripe, and Checkout.com. - Data Explorer: Enables merchants to plug their BI tools directly into Spreedly’s data layer. - Universal tokenization: Provides flexibility across PSPs and merchants. - AI bot assistant: Real-time customer support insights on transactions and KPIs. - However, Spreedly also has several weaknesses: - Certifications: Missing ISO/IEC 27001 and ISO/IEC 27701 certifications, which limit opportunities in regulated industries. - Regional gaps: No notable presence in MENA or China; blocked from operating in US-sanctioned jurisdictions. - Customer support: Reports of slow response times and difficulty scaling implementations. - Complex integrations: Some merchants face tedious technical implementation and limited sandbox testing. - Product gaps: Limited reporting dashboards, weaker fraud tools, and fewer native integrations for modern wallets. ## Head-to-Head Feature Comparison ## Head-to-Head Feature Comparison Capability | Yuno | Spreedly | Global Coverage | 190+ countries | Global, stronger in NA, EU, LATAM | AI Capabilities | Smart routing AI, AI recovery agents, AI fraud prevention | AI bot assistant, limited AI depth | Certifications | SOC 2, ISO/IEC certified | No ISO/IEC 27001 or 27701 | Enterprise Tools | Dispute resolution, chargebacks, reconciliation, payouts, subscription mgmt | Limited reporting, missing pre-chargeback alerts, weak dashboards | Speed to Deploy | Fast single integration | Complex implementation, limited sandbox | Customization | Checkout builder, 70+ languages, localized UX | API-first but lacks advanced customization | ## The Bottom Line: Why Yuno Leads When comparing Yuno and Spreedly, the differences come down to global scale, technology, and enterprise readiness: - Global Scale: Yuno operates in more markets with stronger presence in high-growth regions compared to Spreedly. - AI-Powered Architecture: Yuno embeds AI deeply into routing, fraud, and revenue recovery, while Spreedly’s AI is limited to support tooling. - Enterprise Features: Yuno offers end-to-end lifecycle tools (dispute resolution, payouts, pre-chargeback alerts) that Spreedly lacks. - Compliance: Yuno’s certifications unlock opportunities in sensitive sectors where Spreedly cannot compete. - Speed and Agility: Yuno delivers faster implementations and modern orchestration features, compared to Spreedly’s complex onboarding. ## Making the Right Choice Spreedly offers a mature, API-first orchestration approach that works well for SaaS platforms and select verticals. However, its certification gaps, regional limitations, and weaker enterprise features restrict its scalability.For businesses with global ambitions and a need for advanced AI-driven orchestration, Yuno is the stronger partner. It provides not just orchestration, but a future-proof payments operating system built for growth. --- # Yuno vs IXOPAY: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/ixopay-alternatives The payment orchestration market is becoming a critical battleground for global businesses. As the digital payments industry races toward $236.10 billion by 2028, selecting the right orchestration partner could make or break your global expansion. Two names that often come up in enterprise discussions are Yuno and IXOPAY. Both offer orchestration solutions designed to simplify payment complexity, but their approaches, technology, and global capabilities differ significantly. Let’s break it down. ## Understanding Payment Orchestration Payment orchestration platforms act as a single, unified layer that connects businesses to multiple payment providers, methods, and value-added services. Instead of managing dozens of integrations, merchants can plug into one API and scale globally while optimizing performance, approval rates, and fraud control. ## Yuno: Built for Global Scale Launched in 2021, Yuno has quickly become the orchestration platform of choice for global leaders like McDonald’s, Rappi, Viva Aerobus, Avianca, and NetEase Games. With coverage in 190+ countries and support for over 1,000 payment methods, Yuno enables businesses to go global with one integration. ### Key strengths of Yuno: - Global presence: Operations across more than 190 countries, including deep footprints in LATAM, EMEA, APAC, and North America. - AI-first technology: Smart routing AI, dynamic orchestration, payment-agnostic tokenization, and AI-powered recovery agents (like NOVA) drive higher approval rates and revenue recovery. - Comprehensive feature set: From chargeback management and dispute resolution to pre-chargeback alerts, subscription management, payouts, reconciliation, and real-time analytics. - Enterprise ready: Direct integrations with acquirers, advanced scheme connections (3DS, Click2Pay, network tokens), and SOC 2 / ISO certifications enable Yuno to serve regulated industries. Yuno positions itself not just as an orchestration platform, but as a complete payments operating system. ## IXOPAY: The European-Rooted Alternative Founded in Austria in 2014, IXOPAY serves merchants across retail, travel, subscriptions, fintech, gaming, and financial services. It counts DHL, Delivery Hero, eToro, Wefox, and Siemens among its clients. ### Key strengths of IXOPAY: - Notable partnerships with players like EBANX, dLocal, PPRO, and AsiaPay. - White-label flexibility, with banks, PSPs, and ISOs leveraging IXOPAY’s orchestration stack. - Support for diverse payment methods: from carrier billing to crypto, prepaid, and direct debit. - Universal tokens and Payment Account Reference (PAR) for visibility across providers and improved loyalty program integration. ### However, IXOPAY faces several challenges: - Limited certifications: No ISO/IEC 27701, which restricts entry into sensitive markets. - Slower time to market: Integrations can take up to 90 days, with heavy reliance on external providers for fraud (Riskified) and tokenization (TokenEx). - Lower agility: More traditional organizational structure and less flexibility in negotiations. - Checkout limitations: Restricted CSS customization and weaker UX for hosted payment pages. - Regional gaps: Limited presence in Central & South Asia, Oceania, and parts of Eastern Europe. ## Head-to-Head Feature Comparison Capability | Yuno | IXOPAY | Global Coverage | 190+ countries | Strong in Europe, weaker in Asia & Oceania | AI Capabilities | Smart routing AI, AI-powered recovery, AI fraud prevention | Relies on third parties (Riskified, TokenEx) | Certifications | SOC 2, ISO/IEC certified | Missing ISO/IEC 27701 | Enterprise Tools | Dispute resolution, chargebacks, reconciliation, subscription mgmt, payouts | Limited reporting, 30-day history max | Speed to Deploy | Fast single integration | Avg. 90 days integration time | Customization | Checkout builder, localized UX, 70+ languages | Restricted hosted checkout customization | ## The Bottom Line: Why Yuno Leads When comparing Yuno and IXOPAY, the differences come down to scale, technology, and future-readiness: - Global Scale: Yuno delivers broader coverage and deeper local integrations, making it the clear choice for merchants with global ambitions. - AI-First Architecture: From smart routing to conversational recovery agents, Yuno is built with AI at its core—where IXOPAY depends on external vendors. - Comprehensive Features: Yuno offers end-to-end tools across the payment lifecycle, while IXOPAY leaves gaps in chargeback management, subscription support, and UX. - Speed and Agility: With faster implementation and a modern product stack, Yuno helps merchants move quickly—critical in a fast-moving global market. - Enterprise-Grade Compliance: Yuno’s certifications and security standards unlock opportunities in regulated industries that IXOPAY struggles to access. ## Making the Right Choice IXOPAY provides a solid orchestration platform for European businesses and PSPs looking for white-label flexibility. But for enterprises with global ambitions, AI-driven optimization needs, or regulated industry requirements, Yuno stands out as the clear leader. Yuno isn’t just a payments tool—it’s a growth partner, enabling businesses to expand faster, recover more revenue, and deliver better customer experiences worldwide. --- # Yuno vs Solidgate: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/solidgate-alternatives The global payment orchestration market is becoming increasingly competitive, with merchants seeking platforms that can simplify complexity, reduce costs, and accelerate international growth. As digital payments surge toward $236.10 billion by 2028, choosing the right orchestration partner has never been more important.Two platforms often compared in this space are Yuno and Spreedly. Both offer orchestration solutions, but their capabilities, coverage, and technology differ significantly. Let’s examine how they stack up. ## Understanding Payment Orchestration Payment orchestration platforms unify connections to acquirers, APMs, and value-added services (fraud, tax, billing) through a single integration. This enables faster geographic expansion, smarter routing, and consistent analytics without juggling dozens of direct contracts and custom builds. ## Yuno: The Global-First Orchestration Engine Yuno helps global brands scale payments with coverage in 190+ countries and access to 1,000+ payment methods, pairing AI-driven smart routing with an end-to-end enterprise toolkit (disputes, pre-chargeback alerts, subscriptions, payouts, reconciliation) and direct scheme/acquirer integrations (3DS, network tokens, Click to Pay). Yuno positions itself as a payments operating system, not just an orchestration layer. ### Core strengths of Yuno: - Scale & reach across LATAM, EMEA, APAC, and North America. - AI-first architecture for routing, recovery, and fraud optimization - Enterprise lifecycle features out of the box (reporting, finance ops). ## Solidgate: Unified Payments with Orchestration + Acquiring Solidgate presents itself as a unified payments infrastructure that combines payment orchestration, global acquiring/acceptance, and value-added services (billing, antifraud, chargeback management, tax, treasury). The company highlights intelligent routing, tokenization & vault, and a broad connector network; recent updates include no-code routing, treasury joining SWIFT, and partnerships for LATAM coverage (via EBANX). ### Notable points: - Performance claims: ecosystem partners cite uplift in conversion (+7%) and acceptance (+8%) in Solidgate portfolios. (Partner-reported figures; may vary by use case.) - Vertical traction across digital commerce; public materials emphasize routing and method breadth. - Expansion plays: EBANX partnership to unlock local rails across 12+ LATAM countries; treasury capabilities (SEPA/SWIFT). ## Head-to-Head Feature Comparison Capability | Yuno | Solidgate | Global Coverage | 190+ countries; 1,000+ payment methods | Unified orchestration + acquiring; broad connector network | AI & Routing | AI smart routing, recovery and fraud optimization | Intelligent/no-code routing; tokenization & secure vault | Enterprise Toolkit | Disputes, pre-chargeback alerts, subscriptions, payouts, reconciliation | Billing, antifraud, chargeback representment & alerts, tax, treasury | LATAM Expansion | Deep local methods & scheme links | EBANX partnership for 12+ LATAM markets | Developer Ecosystem | Direct scheme features (3DS, network tokens) | Public SDKs (Node, PHP), API status/changelog | Compliance | Enterprise-grade security & certifications | PCI scope reduction via tokenization & vault | ## Making the Right Choice Solidgate delivers valuable capabilities for companies seeking unified acquiring and orchestration under one roof. Yet, if your business needs a global-first, AI-driven orchestration platform with a complete enterprise lifecycle, Yuno provides the scale, intelligence, and flexibility to grow across markets and verticals. With a single integration, Yuno helps you expand faster, optimise approvals, and manage global payments in one powerful platform. --- # Yuno vs BlueSnap: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/bluesnap-alternatives The payment orchestration market continues to evolve rapidly. Businesses are looking for platforms that not only manage complexity but also enable global scale, improve conversion, and reduce costs. Choosing the right orchestration partner remains critical. Two platforms featured in this space are Yuno and BlueSnap. Both offer orchestration-style capabilities, but their coverage, feature depth and strategic positioning differ significantly. ## Understanding Payment Orchestration Payment orchestration platforms act as a unified layer that connects merchants to multiple acquirers, payment methods and value-added services via a single integration. This unified approach simplifies global expansion, improves approval rates and enables smarter payment operations — all without the overhead of managing dozens of individual integrations. ## Yuno: The Global-First Orchestration Engine Founded in 2021, Yuno has quickly built reputation among large, global enterprises. With operations in over 190 countries and access to more than 1,000 payment methods, Yuno enables merchants to scale internationally with a single integration. ### Key strengths of Yuno: - Extensive global reach: Coverage across 190+ countries, with strong presence in LATAM, EMEA, APAC, and North America. - AI-first approach: Smart routing AI, AI-powered revenue recovery agents (NOVA), and payment-agnostic tokenization. - Comprehensive features: Dispute resolution, pre-chargeback alerts, subscription management, payouts, reconciliation, and advanced reporting. - Enterprise-grade integrations: Direct acquirer and scheme connections (3DS, network tokens, Click2Pay) plus SOC 2 / ISO certifications. ## BlueSnap: The All-in-One Payments Platform with Orchestration Capabilities Founded in 2001, BlueSnap has established itself as a unified payments platform offering payment processing, global acquiring, marketplace support, and orchestration features. With a tagline of “All-in-one payment platform”, BlueSnap provides merchants access to global payment method coverage, optimisation tools and embedded payouts. ### Key strengths of BlueSnap - Embedded payouts & lifecycle tools: Includes both payments and payouts for global merchants. - Unified payments stack: Processing, acquiring, gateway, and orchestration in one. - Marketplace & platform focus: Built-in support for platforms, marketplaces and complex payment flows. - Global method coverage: Hundreds of payment methods and localised acceptance across many markets. ### Where BlueSnap may face limitations - Vertical breadth – mostly platform/marketplace-centric: While strong in marketplaces, may be less optimised for large enterprise across all verticals. - Orchestration depth: Some leading orchestration players emphasise smart routing, AI, direct scheme integrations – areas where BlueSnap may rely more on bundled stack. - Speed of global rollout: Integrated stack may require more customised onboarding for large multi-region deployments. ## Head-to-Head Feature Comparison Capability | Yuno | BlueSnap | Global Coverage & Methods | 190+ countries, 1,000+ payment methods | Global acquiring and gateway; hundreds of payment methods | AI & Smart Routing | AI-driven smart routing, automated recovery, fraud optimisation | Optimisation tools available; limited AI-native routing features | Enterprise Lifecycle Tools | Disputes, pre-chargeback alerts, subscriptions, payouts, reconciliation | Strong platform tools for marketplaces and payouts | Customisation & Localisation | Checkout builder, 70+ languages, local UX | Designed for platforms and marketplaces; moderate flexibility | Direct Scheme & Acquirer Links | Direct 3DS, network tokens, acquirer integrations | Acquiring bundled with gateway; less scheme depth | Speed & Flexibility | Single integration for rapid global rollout | All-in-one stack; onboarding may vary by region | ## The Bottom Line: Why Yuno Leads When comparing Yuno and Spreedly, the differences come down to global scale, technology, and enterprise readiness: - Global Scale: Yuno operates in more markets with stronger presence in high-growth regions compared to Spreedly. - AI-Powered Architecture: Yuno embeds AI deeply into routing, fraud, and revenue recovery, while Spreedly’s AI is limited to support tooling. - Enterprise Features: Yuno offers end-to-end lifecycle tools (dispute resolution, payouts, pre-chargeback alerts) that Spreedly lacks. - Compliance: Yuno’s certifications unlock opportunities in sensitive sectors where Spreedly cannot compete. - Speed and Agility: Yuno delivers faster implementations and modern orchestration features, compared to Spreedly’s complex onboarding. ## Making the Right Choice Spreedly offers a mature, API-first orchestration approach that works well for SaaS platforms and select verticals. However, its certification gaps, regional limitations, and weaker enterprise features restrict its scalability.For businesses with global ambitions and a need for advanced AI-driven orchestration, Yuno is the stronger partner. It provides not just orchestration, but a future-proof payments operating system built for growth. --- # Yuno vs CellPoint Digital: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/cellpointdigital-alternatives The payment orchestration market is evolving quickly, with businesses seeking platforms that can not only manage complexity but also drive growth internationally. As digital payment volumes move toward the multibillion-dollar mark, selecting the right Orchestration partner has never been more crucial. Two platforms increasingly discussed in this space are Yuno and CellPoint Digital. Both offer payment orchestration solutions, but their coverage, capabilities and markets differ significantly. ## Understanding Payment Orchestration Payment orchestration platforms act as a unified layer connecting merchants to multiple payment providers, methods and value-added services via a single integration. This simplifies global expansion, improves approval rates, and allows access to many payment methods and fraud tools without the overhead of managing dozens of direct integrations. ## Yuno: The Global-First Orchestration Engine Founded in 2021, Yuno has rapidly earned trust from global brands including McDonald’s, Rappi, inDrive and GoFundMe. With operations spanning 190+ countries and access to more than 1,000 payment methods, Yuno enables merchants to expand globally with a single simple integration. ### Key strengths of Yuno: - Global Reach at Scale: Coverage in over 190 countries, with strong presence across LATAM, EMEA, APAC and North America. - AI-Driven by Design: Smart routing powered by AI, automated revenue recovery agents and agnostic tokenization of payments. - Full-Life-Cycle Features: Dispute management, pre-chargeback alerts, subscription management, payouts, reconciliation and advanced reporting. - Enterprise-Grade Integration: Direct acquirer and scheme integrations (3DS, network tokens, Click2Pay), plus SOC 2 / ISO certifications. Yuno positions itself not just as an orchestration layer, but as a payments operating system. ## CellPoint Digital: The Travel-Native Orchestration Specialist Founded in 2007, CellPoint Digital has built a reputation as a leading orchestration platform for the airline, travel and hospitality verticals. Its flagship platform, “One Source Orchestration (OSO)”, is tailored to the transition to the modern Offer-Order-Settle-Deliver (OOSD) retail model. ### Strengths of CellPoint Digital - Travel-Industry Focus: Built for airlines, hotels and travel merchants with complex payment flows and global scale. - Extensive Method & Acquirer Network: Supports 100+ currencies, 168+ payment methods, and 220+ PSPs/acquirers. - Enterprise Reliability: Cloud-native, zero-downtime deployments, auto-failover and proven performance under high traffic ### Where CellPoint Digital Falls Short - Vertical Focus: While it excels in travel/hospitality, its positioning is narrower compared to platforms built for broader enterprise commerce. - General-Commerce Features: Some full life-cycle enterprise features (subscriptions, deep analytics across non-travel verticals) may be less mature. - Market Diversification: Compared to global orchestration engines targeting dozens of industries, its primary strength remains within travel ecosystem. ## Head-to-Head Feature Comparison Capability | Yuno | CellPoint Digital | Global Coverage | 190+ countries and 1,000+ payment methods | Global reach focused on travel and airlines; 100+ currencies, 168+ methods | AI Capabilities | Smart routing with AI, automated revenue recovery and fraud prevention | Intelligent routing for travel flows; limited AI beyond vertical use | Certifications & Compliance | SOC 2 and ISO/IEC certified for enterprise security | Enterprise-grade compliance within travel vertical scope | Enterprise Tools | Dispute resolution, chargebacks, reconciliation, subscriptions, payouts | High reliability and failover for travel transactions | Speed to Deploy | Fast single integration for global rollout | Robust but travel-centric onboarding process | Customization & Fit | Checkout builder, localized UX, support for 70+ languages | Highly customized for airlines and hospitality flows | ## The Conclusion: Why Yuno Leads for Broad Use Cases When comparing Yuno and CellPoint Digital, the decisive differences come down to scale, versatility and vertical breadth: - Global Scale & Industry Breadth – Yuno supports a broader set of industries, regions and methods. - AI-First Architecture – Yuno embeds AI deeply into routing, fraud prevention and recovery; CellPoint Digital’s focus is more specialized. - Full Enterprise Lifecycle – Yuno offers a complete set of enterprise payment tools across verticals; CellPoint Digital shines in travel but is less generalist. - Speed & Agility – Yuno’s single-integration model enables faster international roll-out; travel-focused platforms may require deeper vertical onboarding. - Vertical Diversification – For businesses beyond travel (e-commerce, marketplaces, subscription services), Yuno offers broader applicability. For companies in the travel and hospitality space, CellPoint Digital remains a powerful specialist. However, for enterprises seeking a payments operating system across industries and geographies, Yuno emerges as the more versatile partner. ## Making the Right Choice CellPoint Digital is a compelling choice for merchants with specific vertical needs. But if your business spans multiple regions, industries, and seeks advanced AI-driven orchestration with full enterprise-grade features, Yuno is the strategic partner to pick. --- # Yuno vs APEXX Global: Which Payment Orchestration Platform is Right for Your Business? https://y.uno/apexxglobal-alternatives The payment orchestration market is evolving at a rapid pace, with businesses looking for platforms that do more than just streamline payments — they must drive international scale, optimise conversion and reduce cost. Choosing the right orchestration partner is more important now than ever. Two platforms increasingly in the spotlight are Yuno and APEXX Global. Both claim strong capabilities in payment orchestration, yet their focus, architecture and market strengths vary significantly. ## Understanding Payment Orchestration Payment orchestration platforms act as a unified layer, seamlessly connecting merchants with multiple payment providers, methods and value-added services via a single integration. This unified approach simplifies global expansion, improves approval rates, and allows access to a variety of payment methods and advanced tools — without the complexity of dozens of individual integrations. ## Yuno: The Global-First Orchestration Engine Founded in 2021, Yuno has gained rapid traction among large enterprises, including global brands across multiple continents. With coverage in over 190 countries and access to more than 1,000 payment methods, Yuno empowers merchants to scale internationally with one streamlined integration. ### Key strengths of Yuno: - Global footprint at scale: Yuno supports merchants in 190+ countries, with strong presence across LATAM, EMEA, APAC and North America. - AI-first architecture: Smart routing with AI, payment recovery agents and tokenisation-agnostic processing. - Complete enterprise lifecycle: Dispute resolution, pre-chargeback alerts, subscription management, payouts, reconciliation and robust reporting capabilities. - Seamless integrations: Direct acquirer & scheme integrations (3DS, network tokens, Click2Pay) combined with SOC 2 / ISO compliance. Yuno positions itself more than just as an orchestration layer — it presents a full payments operating system. ## APEXX Global: The Enterprise Orchestration Hub Founded in 2016 (via evolution of earlier business), APEXX Global specialises in providing a payment orchestration layer designed for enterprise merchants. Their value proposition centres around being acquirer-agnostic and delivering optimal routing, cost reduction and method diversity. ### Strengths of APEXX Global: - Acquirer-agnostic routing: Their architecture ensures that transaction flows are optimised without bias toward any given acquirer. - Method & acquirer network: Works across leading acquirers, PSPs and APMs globally, enabling merchants to split card volume across numerous providers. - Cost & conversion optimisation: Smart split, cascading routing and unified analytics help merchants reduce fees and increase success rates. - Enterprise focus: Built with support, security and service levels aligned for high-volume merchants. ## Head-to-Head Feature Comparison Capability | Yuno | APEXX Global | Global Coverage | 190+ countries, 1,000+ payment methods | Global reach, acquirer-agnostic hub across multiple acquirers and methods | AI & Smart Routing | AI-driven smart routing, automated recovery, and fraud prevention | Intelligent cost-based routing, smart split, and cascading logic | Certifications & Compliance | SOC 2 and ISO/IEC certified for enterprise security | Enterprise-grade security; acquirer-agnostic compliance | Enterprise Tools | Disputes, chargebacks, reconciliation, subscriptions, payouts | Routing and cost-optimisation focused; fewer lifecycle management tools | Speed to Deploy | Single integration for global rollout | Central integration hub; requires acquirer configuration setup | Customisation & Fit | Checkout builder, localised UX, 70+ languages | High customisation for enterprise merchants; stronger in travel/airline verticals | ## The Conclusion: Why Yuno May Be the Broader Fit While APEXX Global offers a highly capable orchestration engine, especially for cost & routing optimisation in large enterprise use-cases, Yuno’s combination of global scale, AI-first architecture and full enterprise lifecycle make it a strong contender for organisations looking to expand across industries and geographies. If your company operates in a specific high-volume vertical (e.g., travel, airlines) and optimisation of acquirer routing is your primary concern, APEXX Global is worth strong consideration. However, for enterprises seeking a payments platform built for global expansion, industry breadth and AI-driven growth, Yuno presents a compelling strategic choice. ## Making the Right Choice While APEXX Global delivers strong value for enterprise merchants focused on routing and cost optimization, Yuno goes further — combining global reach, AI-driven orchestration, and a complete enterprise payments lifecycle. With a single integration, Yuno enables your business to scale seamlessly across markets, improve approval rates, and manage payments intelligently — all within one unified platform. --- # Yuno vs Juspay: Which Payment Orchestration Platform Is Right for Your Business? https://y.uno/yuno-vs-juspay The global payments ecosystem continues to evolve as enterprises expand across regions, adopt new payment methods, and optimize transaction performance at scale. Choosing the right orchestration partner is no longer just a technical decision. It directly impacts growth, efficiency, resilience, and customer experience. Two platforms frequently evaluated in this space are Yuno and Juspay. Both operate at enterprise scale and support highly complex payment flows for global brands. However, they are built around different architectural models and operating philosophies, which influence how enterprises use them within their payments stack. ## Understanding Payment Orchestration Payment orchestration platforms unify gateways, processors, fraud tools, and value-added services into a centralized layer. This enables merchants to: - Manage multiple providers through one integration - Optimize authorization rates via routing logic - Reduce operational and engineering overhead - Gain visibility across transactions and performance - Scale into new markets with greater control That said, orchestration platforms can differ significantly in scope, neutrality, and lifecycle coverage, depending on whether they are designed primarily as performance platforms, processing stacks, or independent orchestration layers. ## Yuno: A Global, AI-Powered Payments Orchestration Platform Yuno is designed as a pure SaaS payments orchestration platform, independent from the money flow, built to give enterprises control over complex, multi-provider payment ecosystems. Yuno’s processing enablement and orchestration services are differentiated by three core factors: production-proven scale, a vendor-agnostic SaaS model, and deep global payments expertise combined with strong local execution. ### Key strengths of Yuno include: - Unmatched global coverage: 190+ countries and 1,000+ payment methods - enabling merchants to accept payments anywhere their customers are - AI-powered orchestration: smart routing, intelligent retries, recovery agents, and risk intelligence designed to optimize approval rates, resilience, and cost - Enterprise lifecycle tooling: dispute management, pre-chargeback alerts, reconciliation, payouts, subscriptions, and analytics - all unified in one platform - Direct scheme and acquirer integrations: including 3DS, network tokens, Click to Pay, and multi-acquirer connectivity - Single integration for global scale: enabling multi-region routing, rapid experimentation, and reduced vendor lock-in - Accelerated integration and onboarding: Yuno is actively investing in faster time-to-value, with streamlined onboarding processes and integration tooling that gets merchants live quickly Importantly, Yuno’s capabilities are not roadmap promises. They are live, battle-tested payment flows running in production for large, demanding merchants across multiple regions, with operational maturity around uptime, incident response, and performance monitoring. Because Yuno operates as an independent orchestration layer rather than a processor or PSP, enterprises can dynamically optimize providers based on performance, cost, and availability, while maintaining full control over their payments strategy. ## Coming Soon: Yuno's AI Intelligence Suite Yuno is expanding its AI capabilities with a comprehensive Intelligence Suite designed to give merchants unprecedented visibility and actionable recommendations for their payment operations. This new dashboard feature will include: - AI-powered insights: Automated analysis of payment patterns, decline reasons, and performance trends across your entire provider ecosystem - Personalized recommendations: Tailored suggestions for routing optimization, provider selection, and cost reduction based on your specific transaction data - Predictive analytics: Proactive alerts and forecasting to help merchants anticipate issues before they impact revenue - Continuous optimization: Machine learning models that learn from your transaction history to improve approval rates and reduce costs over time This AI Intelligence Suite represents Yuno's commitment to helping merchants not just process payments, but continuously optimize their entire payment strategy with data-driven intelligence. ## Juspay: Enterprise-Grade Payments Platform Built for Scale and Performance Founded in 2012, Juspay is a well-established enterprise payments platform recognized for powering extremely high-scale digital payment operations for global brands. Headquartered in Bangalore, Juspay supports hundreds of large merchants worldwide and processes very high transaction volumes with strong reliability guarantees. Juspay’s core strength lies in its engineering-driven architecture, open-source foundations, and deep expertise in building high-performance checkout and payment experiences. ### Core strengths of Juspay include: - High-performance checkout and SDKs: optimized for mobile-first and large-scale consumer platforms - Strong routing and reliability: designed to handle massive transaction throughput with minimal latency - Tokenization and security: compliance with global and local regulations and card-on-file requirements - Enterprise-grade scale: proven performance with global brands across regions Juspay has expanded well beyond its original markets, with active customers and payment rails across APAC, MENA, LATAM, and Europe, supported by a growing global team and international presence. ## Yuno vs Juspay: Key Differences in Approach While both platforms serve enterprise customers, their core philosophies differ: - Architecture model: Yuno operates as a vendor-agnostic orchestration layer, while Juspay combines orchestration with a deeply integrated performance-focused platform. - Platform scope: Yuno extends across the full payment lifecycle—from checkout through disputes, reconciliation, and analytics. Juspay's strengths are concentrated in checkout, SDKs, and transaction performance. - Global payment method coverage: Yuno offers 190+ countries and 1,000+ payment methods. Juspay provides global presence with 300+ payment methods. - AI and intelligence: Yuno's AI-powered routing and upcoming Intelligence Suite provide automated insights and recommendations. Juspay focuses on high-performance routing optimized for reliability. - Operating model: Yuno is designed to help enterprises manage multiple providers, acquirers, and markets through a single control plane. Juspay excels in environments that prioritize engineering-led integration, throughput, and reliability. ## Feature Comparison: Yuno vs Juspay Capability | Yuno | Juspay | Global Coverage | 190+ countries and 1,000+ payment methods | Global presence with 300+ payment processors and methods | AI & Smart Routing | AI-driven routing, retries, recovery agents, and risk intelligence designed to optimize approval rates globally, plus an upcoming AI Intelligence Suite with insights and actionable recommendations | High-performance routing optimized for scale and reliability | Vendor Independence | Fully vendor-agnostic, independent from the money flow | Integrated platform approach combining orchestration with processing | Enterprise Tools | Full payment lifecycle capabilities, including disputes, pre-chargeback alerts, reconciliation, payouts, subscriptions, and analytics | Enterprise-grade tools primarily focused on checkout performance, routing, and transaction reliability | Payment Methods | Cards, APMs, wallets, BNPL, and local payment methods worldwide, including compatibility with agentic commerce protocols | Cards, APMs, wallets, BNPL, and local payment methods worldwide | Developer Ecosystem | Direct integrations with schemes and acquirers, enabling multi-region routing and advanced payment features | SDKs and APIs optimized for high-scale, mobile-first payment experiences | Use Case Focus | Multi-region and cross-border payment orchestration with full lifecycle visibility and AI-driven optimization | High-throughput payment performance and engineering-led integrations at scale | ## Conclusion: Choosing the Right Platform Both Yuno and Juspay are enterprise-grade platforms trusted by global merchants. Juspay is a strong choice for organizations that prioritize engineering-driven integration, extremely high transaction throughput, and checkout performance within complex, large-scale environments. Yuno offers a broader, AI-powered orchestration platform designed to support global scale, flexibility, and continuous optimization. For enterprises that operate across multiple regions, providers, and payment strategies - or that view orchestration as a strategic optimization layer rather than just a technical integration, Yuno offers distinct advantages: - Broader global coverage with 1,000+ payment methods across 190+ countries - Full payment lifecycle management from checkout through disputes and reconciliation - True vendor neutrality that keeps you in control of your provider strategy - AI-powered optimization with an upcoming Intelligence Suite for actionable insights - Accelerating integration velocity to get merchants live faster With a single integration, Yuno enables enterprises to optimize approvals, reduce costs and vendor lock-in, and manage complex payment ecosystems with confidence - backed by production-proven reliability and a clear roadmap for continuous innovation. --- # Yuno vs Tuna: Which Payment Orchestration Platform Is Right for Your Business? https://y.uno/yuno-vs-tuna As digital commerce grows across regions and industries, merchants face increasing complexity in managing multiple payment providers, local methods, fraud tools, and operational workflows. Payment orchestration platforms simplify this environment — but not all solutions offer the same depth, scalability, or global readiness. Two platforms often compared are Yuno and Tuna. Both support multi-provider connectivity, routing and payment optimization, but their scope, coverage, and enterprise capabilities vary significantly. ## Understanding Payment Orchestration Payment orchestration platforms connect a merchant’s entire payments stack — acquirers, gateways, alternative payment methods, anti-fraud tools, and value-added services — into one unified layer. This allows businesses to: - Scale into new markets faster - Improve approval rates - Reduce operational overhead - Gain unified intelligence and analytics - Integrate new payment methods with minimal engineering effort ## Yuno: The Global AI-Driven Orchestration Platform Yuno is designed for merchants that operate across multiple regions, currencies, verticals and regulatory environments. With coverage in 190+ countries and access to 1,000+ payment methods, it delivers the breadth and enterprise-grade features required by global organizations. ### Key strengths of Yuno: - True global reach: coverage across LATAM, EMEA, APAC and North America. - AI-powered smart routing: automated optimization, retries, recovery agents and fraud intelligence. - Full enterprise lifecycle: disputes, pre-chargeback alerts, reconciliation, payouts, subscriptions, analytics. - Direct scheme & acquirer integrations: network tokens, 3DS, Click to Pay, direct acquirer links. - One integration for global scale: local payment methods, multi-region routing, SOC 2 / ISO compliance. Yuno positions itself as a complete payments operating system, built to support global expansion at scale. ## Tuna: LATAM-Focused Payment Orchestration Tuna, founded in Brazil, is a payment hub and orchestration platform mainly focused on Latin America. It specializes in local acquiring, fraud tools, and payment routing for merchants operating in Brazil and nearby markets. ### Strengths of Tuna: - Deep LATAM expertise: strong connectivity to Brazilian and Latin American acquirers. - Local payment rails: PIX, boleto, local cards, regional processors. - Modular platform: gateway, anti-fraud and orchestration components. - Checkout and risk tools: optimized for digital merchants with LATAM-first needs. ### Limitations: - Regional focus: limited global coverage outside LATAM. - Enterprise lifecycle gaps: lacks global-grade tools like multi-currency settlement, disputes, payouts, and reconciliation. - Not ideal for global scale: infrastructure built primarily for domestic LATAM rails. ## Feature Comparison: Yuno vs Tuna Capability | Yuno | Tuna | Global Coverage | 190+ countries and 1,000+ payment methods | Primarily LATAM; strong presence in Brazil | AI & Smart Routing | AI-driven routing, retries, recovery and fraud intelligence | Rule-based routing optimized for LATAM | Enterprise Tools | Disputes, chargeback alerts, reconciliation, payouts, subscriptions | More limited lifecycle management | Payment Methods | Cards, APMs, wallets, BNPL, local methods worldwide | PIX, boleto, local cards and regional methods | Developer Ecosystem | Direct scheme integrations, multi-region routing | LATAM-centric APIs and connectors | Best For | Global multi-region, multi-vertical enterprises | Merchants primarily operating in LATAM | ## Conclusion: Choosing the Right Platform for Future-Ready Payments Tuna is a strong option for merchants focused mainly on LATAM, especially those needing deep local connectivity and domestic methods in Brazil. But if your business operates across multiple regions, currencies and industries, or plans to expand beyond LATAM, Yuno provides a broader, AI-driven orchestration platform with the enterprise capabilities required for global growth. Yuno helps boost approval rates, accelerate global expansion, and centralize your payments ecosystem — all through a single, future-ready integration. --- # Vibra lifts new-user approval rates to 80% with Yuno https://y.uno/en/success-stories/vibra Client: Vibra · Industry: Retail · Region: Brazil Challenge: Premmia's payments took off with double-digit month-over-month growth, but too many new users saw their first payment declined while Vibra needed to secure transactions at scale and offer every new payment method consumers expected. Results: With Yuno's orchestration, data, and additional payment providers, Vibra lifted new-user approval by more than 30 percentage points and launched Apple Pay, Nu Pay, and Google Pay in record time. Metrics: 80% New-user approval rate · +30pp Approval rate uplift · 3 Wallets launched in record time ## About Vibra Vibra is the fifth-largest company in Brazil and the country's leading fuel distributor. Its ecosystem spans more than 7,500 Petrobras service stations, over 1,500 BR Mania convenience stores, and more than 1,600 Lubrax+ oil change centers. Connecting it all is Premmia, the loyalty program for Petrobras stations — relaunched as a mobile app in 2019, when it also became a payments app. ## The challenge: growth brings friction Payments inside Premmia took off fast. Thousands of new users started paying through the app, with double-digit month-over-month growth in both transaction volume and new customer acquisition. But growth brought new challenges: securing transactions at scale, improving approval rates — especially for first-time users — and offering customers every new payment option available. For too many new users, the first impression ended in a declined payment. ## The solution: orchestration and data Vibra partnered with Yuno to transform the entire payment experience within the Premmia app. With Yuno's orchestration, Vibra brought more payment providers into its operation, used data to route every transaction intelligently, and unified the customer journey across its ecosystem. ## The results - New-user approval rates rose by more than 30 percentage points, reaching 80%. - Apple Pay, Nu Pay, and Google Pay launched in record time inside the Premmia app. - New users become loyal customers, enjoying a better payment experience at Petrobras stations. For us, payments are about more than transactions — they're about the end customer's experience with our app. — Moises de Souza, Payments Manager at Vibra Vibra continues to build the future of payments and loyalty in Brazil alongside Yuno. ## Watch the full story The complete story, told directly by the Vibra team: --- # inDrive achieves 90% payment approval rate with Yuno https://y.uno/en/success-stories/indrive Client: inDrive · Industry: Mobility · Region: Global Challenge: inDrive struggled to scale payments globally due to fragmented payment providers, complex integrations, and diverse payment preferences across markets. Results: inDrive achieved ~90% payment approval rates and expanded into 10 new countries in under eight months. Metrics: 90% Payment approval rate · 10 New countries · 8mo Time to expand ## About inDrive inDrive is a global ride-hailing platform founded in 2012 in Yakutsk, Russia. Originally launched to address the challenges of fixed taxi pricing in the country, inDrive has grown to operate in over 50 countries, earning a reputation for its customer-centric approach and adaptability. At its core, inDrive is all about fairness and connection. By putting trust and transparency first, it creates a transportation experience that benefits both riders and drivers. ## The challenge In its early days, inDrive managed payments through direct integrations with individual payment providers. While this approach worked initially, it became clear that as the company grew into new and diverse markets, the system couldn't keep up. During their expansion into Latin America, inDrive encountered a highly fragmented market. Each country presented unique payment preferences, regulatory requirements, and operational challenges, making it increasingly difficult to maintain efficiency and consistency. Recognizing these challenges, inDrive's payments team realized that to scale effectively, they needed a more flexible, efficient, and scalable solution to simplify operations and meet the demands of a global customer base. ## Yuno as the solution Yuno provided inDrive with the perfect payment orchestration solution to tackle their payment challenges and support their global growth. inDrive benefitted from seamless integration of all of their payment methods into a centralized platform, as well as advanced features like Smart Routing and real-time monitoring. ### Seamless global expansion Expanding to new markets comes with unique challenges, from differing payment preferences to local regulations and operational complexities. With Yuno's platform, inDrive made this process smoother, integrating payment routes in several Latin American countries in less than 8 months. Yuno's Smart Routing capabilities allowed inDrive to easily divide payment volume across partners, compare their costs and approval rates, and optimize performance. By unifying payment processes on a centralized platform, inDrive achieved consistent, reliable, and scalable operations, making global expansion faster and much more manageable. ### Integrating alternative payment methods with ease Meeting the diverse payment preferences of a global customer base was a big challenge for inDrive. Before Yuno, adding new payment methods required a lot of technical effort and time. With Yuno, inDrive gained access to over 300 payment methods—including digital wallets, bank transfers, and local payment options—through a single, no-code API. Adding new methods is now as simple as a few clicks, giving inDrive the flexibility to adapt quickly to regional needs and ensuring customers always have access to their favorite payment options. ### One checkout experience for every country Using Yuno's Checkout solution, inDrive was able to create a unified checkout experience for all of the markets they operate in. This not only helped their payments team save time and reduced operating costs, it also led to higher customer satisfaction rates. ### Real-time monitoring for seamless transactions inDrive's team relied on manual efforts to detect and resolve payment incidents, which could lead to delays and lost transactions. Yuno's data tracking tools changed the game. This proactive approach not only improved reliability but also enhanced the overall customer experience. Yuno's routing features allow us to divide our payment volume between our payment partners, and we can compare their costs and approval rates to help us reach our goals with an approval rate of around 90%. — Vasiliy Everstov, Head of FinTech at inDrive --- # McDonald's unifies payments across 21 LATAM markets https://y.uno/en/success-stories/mcdonalds Client: McDonald's · Industry: Retail · Region: LATAM Challenge: McDonald's needed to manage a fragmented payments ecosystem across 21 countries in Latin America. Results: McDonald's improved checkout performance, increased approval rates, and scaled payments faster across the region. Metrics: 21 Countries unified · 1 Platform · + Approval rate uplift ## The customer Arcos Dorados is the world's largest McDonald's franchisee. It operates the brand across 21 countries and 2,400+ restaurants in Latin America. Arcos Dorados is serving millions of customers every day, online and in-store. At that scale, payments are not a support function. They are mission-critical. ## The challenge Payments across Latin America are fragmented by design. Each market brings its own mix of local methods, acquirers, regulations, and performance realities. For Arcos Dorados, this meant: - Multiple PSPs and acquirers across countries - Inconsistent checkout experiences - Limited visibility into performance - Slow rollouts of new payment methods - Higher operational effort to manage change The result: complexity that slowed growth. It also made it harder to optimize approvals and recurring payments across the region. ## The solution Arcos Dorados partnered with Yuno to consolidate its payment infrastructure into a single orchestration layer. With Yuno, the team: - Unified payment routing across all markets - Rapidly deployed tokenized payment methods - Standardized acquiring strategies region-wide - Centralized control without losing local flexibility Payments moved from a fragmented setup to one scalable engine — built to support regional growth and local performance. ## The impact With Yuno as its payments orchestration partner, Arcos Dorados achieved: - Better checkout experiences for customers - Higher approval rates across key markets - Stronger recurring payments through tokenization - Greater agility to launch and optimize locally - More completed transactions (and more sales) Teams gained clarity. Markets moved faster. Payments became a lever for performance, not a constraint. ## Why it matters At enterprise scale, small improvements in payments drive outsized results. Arcos Dorados unlocked speed, control, and measurable growth without adding operational burden. Together with Yuno, they simplified payment management across 21 countries. --- # Livelo recovers 50% of failed transactions with Yuno https://y.uno/en/success-stories/livelo Client: Livelo · Industry: Retail · Region: Brazil Challenge: Livelo was losing revenue due to failed payments, limited payment options, and complex provider integrations. Results: Livelo increased approval rates, recovered 50% of failed transactions, and unlocked millions in recovered revenue. Metrics: 50% Recovered transactions · +5% Approval rate uplift ## About Livelo Livelo is one of Brazil's leading providers of customer loyalty program services. Consumers can sign up for Livelo rewards and exchange the points they earn for over 800,000 different products and services with more than 400 partner companies — from retail goods to dining experiences. ## The challenge Offering a wide range of payment methods is crucial for Livelo. Their customers sometimes have credit limits, or prefer alternate ways to earn points to use on their rewards platform. However, integrating new payment providers was challenging, and required significant development time and resources. At the same time, Livelo struggled with resolving payment issues without manual intervention. This would often result in failed transactions and frustrated customers, as well as increased risk of payments fraud. ## Yuno as the solution With Yuno as their payment orchestration partner, Livelo had instant access to over 1,000 payment methods through a single no-code API. This enabled them to integrate innovative payment solutions like Click to Pay, Google Pay, Apple Pay and various other digital wallets within their platform with no additional technology resources. Yuno's Smart Routing also helped Livelo recover customer transactions that initially declined by instantly routing them to a secondary acquirer. ## Results As a result of working with Yuno, Livelo was able to achieve: - 5% increase in payment approval rates - 50% recovery of failed transactions - Millions of R$ in savings The partnership between Yuno and Livelo has been truly remarkable. I would absolutely recommend Yuno to any company looking to enhance security, gain autonomy, improve payment flexibility, and strengthen fraud prevention processes. — Camilo Ferreira Jorge, Finance Manager at Livelo --- # Rappi cuts new provider implementation time to zero https://y.uno/en/success-stories/rappi Client: Rappi · Industry: Retail · Region: LATAM Challenge: Rappi struggled with complex payment integrations, slow response to payment anomalies, and difficulty adding new payment methods across markets. Results: Rappi reduced provider integration time to zero, responded to payment issues in seconds, and enabled hundreds of payment methods across its platform. Metrics: 0 Provider integration time · 100s Payment methods · Real-time Issue detection ## About Rappi Rappi is a Latin American "super-app" that began offering on-demand delivery and now provides a variety of digital services, including banking, travel planning, insurance, and credit. Founded in 2015, Rappi's mission is to drive economic development across cities in Latin America by accelerating e-commerce adoption. With over 35 million users across 400 cities, Rappi is not just a company — it's a movement for economic progress. ## The challenge Payments are core to every part of Rappi's business, enabling consumers in nine different countries to access a wide assortment of products and services on-demand, and giving merchants the ability to drive revenue and growth for their business. As a fast-growing global company, Rappi relies on an organized and efficient payment operation. A single issue with payment acceptance or a disruption with one of their many payment providers can lead to lost revenue and erode customer trust. Rappi's payments team knew it needed a better way to integrate new payment methods, cut down response time for payment anomalies, and streamline its overall payment operations. ## Yuno as the solution In 2023, Rappi partnered with Yuno — a leading global payment orchestrator — to help them simplify and optimize their payment strategy. After evaluating different payment orchestration solutions, Yuno's global expertise and intuitive platform offered the breadth of features and flexibility Rappi was looking for. ### Integrating alternative payment methods To support the diverse payment preferences and needs of their customers — many of whom are unbanked or prefer not to use traditional credit or debit cards — Rappi needed to integrate different alternative payment methods. However, integrating each new payment provider required Rappi to allocate development resources and could take months to implement. Once on the Yuno platform, Rappi had access to over 300 payment methods — from digital wallets to buy now pay later (BNPL), bank transfers and cards — through a single, no-code API integration. Yuno cut Rappi's implementation time for new providers down to zero, and allowed them to add new payment methods into their checkout experience with just a few clicks. ### Total control over the checkout experience While integrating new payment methods was key, Rappi also wanted to maintain a unified and user-friendly checkout experience. Using Yuno's Checkout builder, Rappi could maintain full control over the checkout experience across different markets. For instance, Rappi could select which payment methods were shown to users based on regional payment preferences. Most importantly, Rappi's payments team had granular control over the visual components of their checkout experience across any device. Optimizing their checkout experience led to higher conversion rates and more sales. ### Real-time anomaly detection Rappi had over 20 payment processing providers in their system. When a provider experienced intermittency or latency, the payments team needed to quickly identify the processing anomaly and respond by distributing traffic to another provider. Rappi's manual response time averaged between 5–10 minutes, which meant potentially losing thousands of transactions if customers got frustrated and decided to abandon their carts. With Yuno's Monitors product, Rappi was able to respond to payment anomalies in milliseconds. Monitors allowed Rappi's payments team to configure a real-time alert every time a provider's approval rate dropped below a certain threshold (either by percentage or number of transactions). Additionally, Monitors would automatically direct traffic to another of Rappi's payment providers, returning traffic once the service disruption was resolved. I would definitely recommend Yuno. After testing and analyzing various available options on the market, only Yuno addressed all the challenges we had with a single integration. Yuno's Monitors feature has simplified our approach to payment processing. — Leonardo Benante, Global Head of PayIns at Rappi --- # Viva Aerobus recovers 75% of failed payments with NOVA https://y.uno/en/success-stories/viva-aerobus Client: Viva Aerobus · Industry: Travel · Region: Mexico Challenge: Viva Aerobus was losing significant revenue to failed payments and needed a recovery solution that wouldn't require lengthy integration work. Results: Viva Aerobus now recovers 75% of failed payments through NOVA, averaging $300+ per recovered transaction — with zero integration cost. Metrics: 75% Payment recovery rate · $300+ Per recovered transaction · 0 Integration cost ## The challenge Viva Aerobus is one of Latin America's fastest-growing low-cost airlines, known for offering affordable and reliable air travel to millions of passengers across the region. In the travel industry, a failed payment isn't just a technical hiccup — it's a missed flight, a broken experience, and often, a lost customer. Viva Aerobus wanted to improve its payment recovery process without adding operational complexity or burdening its team with manual follow-ups. ## NOVA as the solution Viva Aerobus partnered with Yuno to implement NOVA, Yuno's AI virtual assistant that automatically detects failed transactions and proactively reaches out to customers via voice call. The goal: help passengers complete their purchase in real time and reduce drop-off. ### Key benefits - No-code, instant deployment: NOVA was integrated into Viva's existing stack with zero development time. - Automated outreach: When a payment failure occurred, NOVA immediately identified the root cause and reached out to customers with a personalized message — guiding them towards the best possible solution to complete the payment. - Data insights: Every conversation was recorded and summarized, providing Viva's team with valuable user feedback to improve operations. ## The results - 75% of contacted customers successfully completed their purchase after receiving a call - Zero manual effort was required - Successfully launched in Colombia, with plans to scale to Mexico next For our customers, booking a flight isn't just a transaction. It's the start of their journey. That journey depends on a seamless payment experience. NOVA helped us recover revenue we would have otherwise lost — and gave us deep insights into what users feel when they can't complete the purchase. ## Recover Revenue With No Heavy Lifting Let's discuss how Yuno can help you recover lost revenue and deliver a better customer experience with NOVA. Learn more: y.uno/nova --- # Reserva lifts payment approval rate by 4% in 3 months https://y.uno/en/success-stories/reserva Client: Reserva · Industry: Retail · Region: Brazil Challenge: Reserva's approval rates were leaving revenue on the table and the team needed measurable lift quickly without disrupting operations. Results: Reserva increased payment approval rates by 4% in under three months — straight to the bottom line. Metrics: +4% Approval rate uplift · 3mo Time to result ## About Reserva Reserva, established in 2006 and headquartered in Rio de Janeiro, is a renowned Brazilian fashion brand. With a focus on technology, functionality, and sustainability, Reserva crafts designs that connect with millions of modern consumers. Reserva is a force for positive change. By integrating sustainable practices and supporting community initiatives, it's set to redefine high-quality fashion as a tool for social and environmental progress. ## The challenge As a company experiencing double-digit growth year-over-year — thanks to the rise of online shopping during the COVID-19 pandemic — Reserva faced increasing complexities in managing its payment processes. Decentralized payment data made it difficult to optimize approval rates, efficiently manage fraud, and avoid reconciliation errors. These operational inefficiencies, combined with the rising demand for diverse payment methods like PIX, PIX parcelado, wallets, and credit cards, posed a significant challenge to maintaining customer satisfaction. These challenges highlighted the need for a robust and centralized payment solution to support Reserva's growth and enhance its operational efficiency. ## Yuno as the solution In September 2024, Reserva partnered with global payment orchestrator Yuno to unify their payment processes. By consolidating payment data from multiple providers into a single platform, Yuno provided Reserva with the ideal balance of security and approval rates, streamlining operations and boosting overall efficiency. ### The benefits of a unified payment infrastructure Decentralized payment data led to inefficient processes, with Reserva's finance and technology teams spending valuable time tracking issues and aligning disparate systems. This operational strain not only slowed down reconciliation processes, but impacted overall payment efficiency. Partnering with Yuno brought a transformative shift. By unifying payment data into a centralized platform, Reserva streamlined operations, allowing the team to focus on scaling their business while maintaining accuracy and control over their financial processes. Our payment data was very decentralized across all the payment partners we had, which made operations difficult — for the technology team, which had to integrate with so many partners, and for the finance team at the reconciliation level. ### Enhanced customer-centric approach to payments Payment issues like low approval rates and limited payment options often led to customer complaints and lost sales. Yuno transformed this by enabling a more customer-centric approach to payments and enabling payment routes based on customer behavior and transaction specifics. This level of personalization ensured fewer complaints, higher approval rates, and a seamless checkout experience. It strengthened customer loyalty and satisfaction, solidifying Reserva's reputation as a brand that truly prioritizes its shoppers' needs. ### Data-driven assessment of payment and fraud providers Choosing the right payment and fraud providers is critical for any business, but it's often a challenge to balance cost, performance, and security. With Yuno, Reserva could prioritize partners based on transaction characteristics, ensuring that the best-performing provider was used for specific scenarios. Yuno's data-driven insights also extended to fraud orchestration. Reserva could test and fine-tune fraud prevention strategies by clustering customer segments and routing them through different fraud filters based on risk profiles. In an operation of our size, even one percentage point would be a huge win. Four points are a remarkable boost. Yuno provides the perfect balance between security and approval rates. --- # Open English unifies their payment processing https://y.uno/en/success-stories/open-english Client: Open English · Industry: SaaS · Region: Global Challenge: Open English ran on fragmented payment processing across markets, slowing launches and capping approval performance. Results: Open English unified payment processing on a single stack, raised approvals, and shortened time-to-market in every new region. Metrics: 1 Unified platform · + Approval rate uplift ## About Open English Open English is an online English-language learning platform, currently operating in more than 30 countries across the United States, South America, Europe and Asia. Since inception, more than 2 million students have learned English through its online courses. ## The challenge Open English is a student-centric business — their mission is to empower students around the world with the best possible learning experience. When it came to payment processing, Open English wanted to ensure it could provide a seamless experience for its students, allowing them to use the payment methods of choice without any issues. As a rapidly growing company, Open English also needed to simplify their payment infrastructure so that they could easily expand into new markets without having to wait months to implement new payment providers and increase their processing costs. ## Yuno as the solution Open English partnered with Yuno to optimize their payment infrastructure and refine the payment experience for their students. ### Integrating alternative payment methods Open English wanted to ensure every student had the ability to pay for online courses, even without a credit or debit card. With Yuno's payment orchestration platform, Open English was able to integrate a number of digital wallets and buy now pay later (BNPL) options directly into their checkout experience. Because Yuno automates compliance with PCI and other security standards, Open English had the confidence of knowing that their payment processing would remain safe from fraud. ### Increased approval rates Thanks to Yuno's Routing capabilities — which optimize payment routing across different providers — Open English has experienced increased approval rates across the Latin American markets in which they operate. ### Reduced time to market in new regions By centralizing all of Open English's payment processing integrations, Yuno has enabled Open English to expand into new countries more seamlessly, without having to spend more on developing the necessary payment infrastructure. ### Future projects and expansion goals Open English's vision for the future involves leveraging Yuno's payment solutions to drive further innovation, enhance the student experience, and support the company's growth in new markets. As Open English continues to set industry standards, the integration of Yuno's payment solutions is a key component of its strategy for success. Our partnership with Yuno is centered around what we are at Open English: a student-centric institution. By enhancing our payment processing, we have increased our approval rates and reduced costs. But most importantly, we have simplified the process for our students, improving their learning experience. — Wilmer Sarmiento, Co-founder of Open English