# The phone is the terminal.

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Contactless acceptance running as an app on a standard Android device, with no dedicated POS terminal to buy — and the same orchestration engine behind every tap.

## KEY BENEFITS
- Lower the cost of going live — No dedicated POS terminal to buy, ship, certify or replace. Acceptance runs as an app on an Android device, so opening a point of sale is an install rather than a shipment.
- Every acquirer on one device — The same multi-acquirer routing that runs behind a terminal fleet runs inside the app, so a single device reaches every acquirer you have connected.
- Yours to offer under your own brand — Banks, acquirers and payment providers can put Tap to Pay in their own catalogue, white-labelled, and give their merchant base acceptance without building it.

## CAPABILITIES
### Lower the cost of putting a merchant live.
A dedicated terminal has to be bought, certified, shipped, repaired and eventually replaced, and that cost decides which merchants are worth onboarding at all. Tap to Pay runs on Android hardware, so acceptance becomes viable where a terminal never paid for itself.
### Every acquirer, on one Android device.
The device is not tied to a single acquirer. The same routing that sits behind a terminal fleet runs inside the app, so one install reaches every acquirer and every local method you have connected.
### White-label it for the merchants you already serve.
Tap to Pay is built to be resold. Banks, acquirers and payment providers put it in their own catalogue under their own brand and hand it to their merchant base — one integration reaching thousands of merchants, their brand on the screen.

Metrics: $0 Dedicated POS hardware to buy · 1 Integration for your whole merchant base