# One terminal. Every acquirer.

Canonical URL: https://y.uno/en/product/pos-orchestration

> This is the markdown rendition for AI agents. The canonical page is served as HTML at the URL above.

Yuno's orchestration layer standing behind the physical terminal: multiple acquirers, every local payment method, and per-transaction routing through a single integration.

## KEY BENEFITS
- Acquirers compete for the volume — With several acquirers behind the same terminal, each transaction takes the cheapest viable route. Pricing stops being an annual negotiation and becomes a decision made per sale.
- Higher approval, even when a host fails — Transactions go to the acquirer most likely to approve them. When an acquirer degrades or goes down, the sale cascades to the next route instead of failing at the register.
- Know who is paying in store — Connect card-present and online payments in one place, so a purchase at the counter belongs to a customer you can recognise — not an anonymous card number.

## CAPABILITIES
### Acquirers compete on every transaction.
Each acquirer behind the terminal quotes a rate and delivers an approval rate, and neither is equal across them. Yuno scores both per transaction: when approval odds are level, the cheapest route wins; when they are not, cost gives way to conversion. The effect is pricing pressure applied continuously, rather than once a year at renewal.
### When a host goes down, the sale still goes through.
A single-acquirer terminal fails closed: if the host is unreachable, the sale is lost and the customer walks. With multiple routes configured, a degraded host triggers a cascade to the next acquirer. Host health is watched continuously, so the fallback fires before staff notice anything.
### Every local payment method on the same terminal.
Cards are only part of the counter. Wallets, QR and local transfer schemes run through the same terminal and the same integration, so the methods your customers actually reach for are available in store, not only online.
### Know who is paying in store.
Online you know who bought, their account history, what they returned and their lifetime value. At the register you know none of it. Yuno reconciles in-store payments against the identity you already hold online, which makes the counter legible — for analytics, for marketing and for loyalty.
### What you already run with us, extended to the counter.
Reconciliation becomes one ledger across online and in store. Recurring flows you already operate can be started or updated at the counter. And the providers you are already connected to serve the terminal without a second integration.

Metrics: 85% Of consumer value paid in person · $37.8T Paid at the counter every year