# Secure payment solutions.

Canonical URL: https://y.uno/en/product/network-tokens

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Network Tokenization enhances online payments by improving approval rates, reducing fraud, and lowering interchange fees.

## KEY BENEFITS
- Dynamic tokens — Replaces static card data with dynamic, auto-updating network tokens.
- Fewer declines — Prevents declines from expired or replaced cards, boosting approval rates.
- Seamless updates — Reduces fraud and avoids service interruptions with seamless updates.

## CAPABILITIES
### Enhanced fraud detection.
Network Tokens protect against data breaches, making stolen information unusable and safeguarding organizations and customers.
### Reduced involuntary churn.
Network Tokens mitigate payment refusals, increasing approval rates by over 4% and significantly reducing false declines.
### Simplified implementation.
Yuno's Network Token solution is enabled easily, requiring no new code or certifications, thus reducing time to market.

Metrics: 30% Decline recovery · 8% Auth-rate uplift