# Automatic card updates.

Canonical URL: https://y.uno/en/product/account-updater

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Card Account Updater ensures seamless transactions by automatically updating expired or replaced card details.

## KEY BENEFITS
- Auto-refresh credentials — Automatically refreshes stored card credentials when issuer changes occur.
- Prevent involuntary churn — Prevents payment failures and involuntary churn without customer involvement.
- Higher approval rates — Boosts approval rates and user experience with uninterrupted payment flows.

## CAPABILITIES
### Continuous payment.
Keeps recurring payments uninterrupted by updating card details automatically, ensuring customer subscriptions remain active.
### Reduced declines.
Minimizes transaction declines due to outdated card information, enhancing customer experience and business revenue.
### Enhanced security.
Securely updates card information, reducing the risk of sensitive card leakage and maintaining compliance with payment industry standards.

Metrics: 30% Decline recovery · 8% Auth-rate uplift