# Power Telco payments at global scale (Telco)

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Telecom operators run prepaid top-ups, subscriptions, bundles, and digital services across many markets — always locally, in each one. Yuno helps Telco companies protect cash flow, support local payment methods and rails, reduce fraud and revenue leakage, and orchestrate payments on one platform, with local processing in every market.

## Why payments break in Telco
Telco companies operate across many markets, each with its own entity, rails, and risk environment, creating constant pressure on payments. Common issues include:
- Failed and delayed payments leaking revenue across prepaid, postpaid, and recurring
- Failed renewals and reliance on legacy rails like direct debit, quietly eroding collection
- Missing local payment methods and rails in key markets
- Operating locally in every market — a separate entity and local rails to connect in each
- High fraud and excessive false declines
- Complex reconciliation across lines of business, subscription types, billing, and providers
- Slow PSP integrations and fragmented systems that delay new launches
- In Telco, the customer almost always pays. What matters is collecting it cleanly, on time, and in full.

## How Yuno solves Telco payments
### Protect cash flow across every payment flow
In Telco, approvals matter, but collection matters more. Service is indispensable, so the question isn't whether customers pay, it's capturing revenue cleanly and on time. Yuno routes each transaction to the best-performing local provider and recovers what would otherwise be lost or delayed.
- Routing to the best-performing local provider
- Automatic retries and fallback routing
- Recovery of failed and delayed payments
- Resilience during outages
- Logic optimized for high-risk telecom MCCs
### Add local payment methods and rails
Telco runs locally in every market. Yuno connects you to local rails and 1,000+ local and global payment methods across 190+ countries through a single integration, with local processing wherever you operate.
- Local rails and local processing in each market
- PIX, UPI, PSE, SEPA, OXXO
- Direct debit and instant bank payments
- Wallets and mobile money across Africa
- Regional cards and APMs
- Fast, mobile-first top-up and bundle checkout
Local rails lift conversion on top-ups and bundles.
### Keep subscriptions renewing with network tokens
Telcos lose real revenue to failed renewals when cards expire or details change. Yuno keeps credentials current with network tokenization, so subscriptions and bundles renew without interruption.
- Network tokens that auto-update card credentials
- Higher renewal success on subscriptions and bundles
- Recurring collection via direct debit and stored credentials
- Less revenue leakage from failed renewals
### Reduce fraud without blocking legitimate customers
Telco is a high-fraud category, and aggressive rules harm good transactions. Yuno enables intelligent, adaptive protection.
- Dynamic 3DS
- Tokenization
- Geo-specific fraud rules
- A/B testing of fraud strategies
### Power your Telco wallet with NOVA
Many Telcos run their own wallet, and it's where they're innovating fastest. Yuno helps you take more control of it — improving the payment experience, simplifying pay-ins, and strengthening fraud protection.
- Yuno's AI-powered recovery wins back failed payments and improves the wallet payment experience
- Smooth, reliable pay-ins
- Configurable fraud conditions
- Data insights, reconciliation, and a single dashboard for full control
### One platform for all payment operations and reconciliation
Replace fragmented systems with one orchestration platform that handles routing, settlement, monitoring, and reconciliation across every line of business — one of Yuno's strongest products in Telco.
- Centralized dashboard
- Automated reconciliation across lines of business, subscription types, billing systems, providers, and methods
- Clear visibility into what settled, when, and where
- Real-time monitoring and alerts
- Unified reporting across providers, methods, and markets

## What Telco companies achieve with Yuno
- 70–90% Faster rollout of new payment methods and PSPs
- 5–11% increase in approval rates
- 20–40% reduction in fraud losses
- Higher renewal rates with tokens
- Significant top-up conversion lift