# Streamline your SaaS payments (Tech and SaaS)

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Recurring billing, global subscriptions, and cross-border payments are critical to SaaS growth — yet payment failures, missing local methods, and complex integrations slow revenue down. Yuno helps SaaS and technology companies increase approval rates, reduce involuntary churn, expand into new markets faster, and orchestrate payment operations on one platform.

## Why payments break in Tech and SaaS
SaaS companies face:
- High decline rates for recurring and cross-border payments
- Involuntary churn caused by expired cards and issuer logic
- Missing local payment methods in APAC, LATAM, and EMEA
- PSP latency or downtime disrupting subscription renewals
- High operational load from managing multiple PSP dashboards
- Engineering bottlenecks for adding new payment methods
- Fraud rules blocking legitimate recurring transactions

## How Yuno solves SaaS payment challenges
### Increase approval rates for subscriptions and renewals
Yuno lifts approvals and reduces churn with smart routing, retries, and fallback logic.
- Higher approvals through smart routing
- Automatic retries for failed renewals
- Fallback routing during PSP outages
- Issuer-optimized logic for recurring payments
### Add local payment methods to boost global conversion
Activate 1,000+ local and global payment methods across 190+ countries through one API. Local providers also lower MDR and tax fees per ticket — often from around 5% to 1.5% — savings that benefit you and your customers, especially for B2C and B2B2C.
- Wallets (Apple Pay, Google Pay)
- Bank transfers and instant payment rails (Pix, UPI, SEPA)
- Regional cards and APMs across LATAM, APAC, and EMEA
- Local providers that cut MDR and tax fees per ticket
- Zero-code activation via one API
Local payment methods reduce abandonment, increase subscriptions, and lower the cost of every transaction.
### Manage subscriptions and reduce involuntary churn
Manage the full subscription lifecycle — from trials to billing to cancellations — through one API, preventing the silent churn that erodes recurring revenue while reducing engineering workload.
- Full subscription lifecycle management via one API
- Smart Retry and dunning for failed renewals
- Network tokenization to reduce card-expiry failures
- Real-time authentication and dynamic 3DS to keep users subscribed
### Protect revenue without adding friction
Fraud in SaaS often comes from bots, card testing, or stolen credentials, but over-aggressive rules cause false declines. Yuno protects revenue without blocking good users.
- Geo-specific fraud rules
- A/B testing of fraud strategies
- Tokenization and 3DS optimization
### One platform to manage every payment provider, market, and currency
- Centralized dashboard
- Automated reconciliation
- Multi-PSP orchestration
- Real-time performance alerts
- Consolidated reporting for finance, ops, and product teams

## What SaaS companies achieve with Yuno
- 70–90% Faster market and payment method activation
- 5–11% increase in approval rates
- 30–40% reduction in fraud losses
- Fewer renewals lost to expirations
- Lower MDR and tax fees per ticket

## Customer spotlight
Open English, the online English-learning platform with 2M+ students across 30+ countries, unified its payment processing on a single Yuno platform — adding digital wallets and BNPL so students without cards can pay, and lifting approval rates across Latin America. Centralizing its integrations also let the team expand into new markets without building payment infrastructure from scratch.