# Optimize your retail and ecommerce payments (Retail and Ecommerce)

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Deliver fast, seamless, and localized checkout experiences across all your markets. Yuno helps retail brands improve authorization rates, add local payment methods instantly, and reduce payment failures, with payment orchestration on a single platform.

## Why payments break in retail
Global shoppers expect instant, frictionless checkout, but fragmented payment stacks slow retailers down. Common challenges include:
- High cart abandonment from slow or non-localized checkout flows
- Missing preferred payment methods in key markets
- Low approval rates due to issuer logic, weak routing, or PSP outages
- Fraud and false declines that erode both revenue and customer trust
- Slow expansion timelines caused by long integrations and compliance work
- Multiple dashboards and manual reconciliation draining operational efficiency

## How Yuno solves retail payments
### Convert more shoppers with local payment methods
Offer 1,000+ global and local payment methods across 190+ countries, activated with a single API or no-code dashboard.
- Reduce cart abandonment
- Support wallets, BNPL, digital cash, bank transfers, vouchers, and more
- Enter new markets in days
### Increase approval rates with smart routing
Yuno automatically routes each transaction to the best-performing provider based on region, issuer behavior, and real-time performance.
- Higher approval rates across regions and issuers
- Automatic retries and fallback flows
- Protection against PSP latency or outages
### Frictionless, localized checkout
Power a checkout that feels local in every market.
- Local currency and payment methods by market
- Stored credentials and tokenization that reduce repeat data entry
- Fewer payment steps, faster conversion
### Fight fraud without adding friction
Configurable fraud conditions and advanced security reduce losses while keeping checkout smooth, and they matter most when you operate across many countries, each with its own risk profile.
- Fraud conditions you can tailor by market, channel, and risk level
- Metadata-driven rules for sharper, more precise decisioning
- 3DS optimization and network tokenization
- Geo-specific fraud rules across every region you sell in
### Work with the providers you already have
Yuno is already integrated with the providers you use — including the different providers, technologies, and integrations you run in each region. Connect them fast, add new ones faster, and keep doing what works.
- Already integrated with 460+ payment providers and platforms
- Support for different providers and technologies across regions
- Fast onboarding for new and existing integrations
- No re-platforming — keep your current setup and improve on it
### One platform for all payments
Orchestrate routing, settlement, fraud, providers, and reporting from one platform.
- One dashboard
- Automated reconciliation
- Real-time alerts and insights

## What retailers achieve with Yuno
- 5–11% Lift in approval rates with Smart Routing
- 20% reduction in cart abandonment
- 30–40% reduction in fraud losses
- 90% faster PSP onboarding
- Zero-code payment method deployment

## Customer spotlight
Arcos Dorados, the world's largest McDonald's franchisee, unified payments across 21 countries and 2,400+ restaurants with Yuno, replacing a fragmented mix of PSPs and acquirers with a single platform. The result: simpler operations, better approvals, and more completed transactions across the region.