# Optimize your crypto payments (Crypto)

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Crypto exchanges, Web3 gaming platforms, NFT marketplaces, and wallets rely on fast, compliant, and reliable fiat–crypto payment flows. Yuno helps crypto companies increase approval rates, reduce friction in on/off-ramps, support local payment methods like PIX and UPI, and orchestrate PSPs and stablecoin rails on a single platform.

## Why payments break in crypto
Up to 30% of fiat-to-crypto transactions fail due to issuer declines, fraud filters, or unsupported local methods. Common challenges include:
- Fragmented PSPs, wallets, banks, and liquidity partners
- Regulatory complexity and local restrictions — KYC, AML, sanctions, and shifting rules (e.g., India, China, Nigeria)
- High fraud and chargebacks — stolen cards, account takeovers, and money-laundering attempts
- User abandonment from too many steps, slow KYC, missing methods, or external redirects
- Settlement delays on pay-ins and payouts, when users expect instant rails
- Volume spikes from market pumps and token launches
- 6–12 month expansion timelines from compliance and integrations

## How Yuno solves crypto payments
### Increase approval rates for fiat deposits and on-ramps
Fiat-to-crypto purchases see high false-decline rates because of how they're risk-classified. Yuno recovers failed transactions and lifts authorization rates through smart retries and multi-PSP routing.
- Smart Routing to the best-performing PSP
- Automatic retries
- Failover during outages or latency
- Routing optimized by geography and issuer behavior
### Add local payment methods and bank connections that drive conversion
Missing preferred methods can drive up to 60% abandonment. Yuno activates 1,000+ local and global payment methods across 190+ countries through one API, with direct connections to local banks and rails that increase conversion and reduce fraud.
- PIX in Brazil
- UPI in India
- OXXO and vouchers in Mexico
- SEPA, iDEAL, Bancontact
- Mobile money in Africa (M-Pesa)
- Direct local bank and rail connections
### Deliver fast, localized checkout
- Local currency and UX expectations across LATAM, EU, and APAC
- Apple Pay and Google Pay rising in North America
- Mobile-optimized flows for each market
### Reduce fraud without blocking legitimate users
Crypto is classified as high-risk, which drives both fraud and false declines. Yuno cuts losses without turning away good users — with controls built for stolen cards, account takeovers, chargeback fraud, and money-laundering attempts.
- Dynamic fraud rules by region
- Tokenization and strong authentication
- Smart 3DS
- A/B testing of fraud strategies
### Move money instantly across pay-ins and payouts
Crypto users expect speed on both sides. Yuno supports instant bank rails, real-time fraud checks, and immediate settlement reporting across pay-ins and payouts, and scales through the volume spikes that come with market pumps and token launches.
- Instant bank rails for pay-ins and payouts
- Real-time fraud checks
- Immediate settlement reporting
- Stablecoin rails for near-instant cross-border settlement
- Resilient throughput during market spikes
### One platform for all fiat and crypto payment operations
Bring fragmented PSPs, banks, and settlement cycles into one orchestration platform.
- Centralized reporting and automated reconciliation
- Real-time monitoring
- Multi-PSP and stablecoin rail management

## What crypto companies achieve with Yuno
- $18M Recovered revenue in 12 months
- 5–11% lift in approval rates
- 20–40% reduction in fraud losses
- 3–5× faster entry into new markets
- 70% faster PSP/APM activation